Director National Team, Grm

7 months ago


Toronto, Canada Royal Bank of Canada Full time

**Job Summary**

**What is **the Opportunity?**

As part of the Group Risk Management (GRM) team, the Director National Team, GRM will provide support to many functions such as effective monitoring and control on all material Credit risks across RBC’s Commercial Lending Portfolio, as well as assessment of risks at a transactional level for each individual credit.

This role balances the rewards of meeting business objectives with the risk of loss to client and shareholders while following corporate compliance and policies to maintain risk exposure within the Bank’s stated risk appetite and to operate within a legal framework and in accordance with OSFI, Basel, and other regulatory requirements.

The Director, National Team (GRM) will report to the Senior Director, GRM Credit

**What will you do?**
- Actively participate in the communication on risk and risk appetite within the adjudication team and throughout the enterprise to maintain RBC’s strong risk culture
- Assist with the investment in RBC’s capabilities to better measure, understand and manage risk
- Look for, and act upon, opportunities to strengthen the efficiency, accessibility and responsiveness of key risk processes and practices
- Coach to, as well as directly adjudicate transactions in the context business strategy and portfolio objectives while adhering to stated risk policies, procedures, and processes
- Deliver consistent decisions with solid communication of rationale for support, amendments or declines
- Deliver decisions within stated turnaround times in order to assist the business exceed client expectations, achieve growth targets, and deliver on their trusted strategic advisor directives
- Enhances change management by ensuring how we approach change is reflective of a One RBC mindset
- Simplify things that are complicated
- Takes ownership of challenges or problems at first point of contact
- Ensures clients and colleagues are treated with respect, empathy and integrity contributing to good working relationships
- Coaches employees on using strong discovery and credit structuring techniques in order to hone in on alternatives or options in presented transactions that are tailored and value added to our client
- Ensures team is aligned with business strategies while maintaining the Bank’s desired risk profile - supports and recommends risk policy changes through early identification of changing market conditions or trends, credit appetite and demand and transactional observations
- Ensures accurate and consistent processes/controls are in place and being followed to protect shareholder interests, including, as applicable, the areas of: minimizing loss; fraud prevention; anti-money laundering; out of order security; data integrity including LGD, BRR, BCC, GBRR, CPE, FMD, SIC, SNRR, CED, etc.; covenant compliance; post loan reviews; margin requirements; covenant breaches; delegated lending authority control management; negative trends in financial performance; watch list reporting; etc. and coaches to identified gaps
- Ensures credit transactions are adjudicated within policy and product guidelines, standards, and procedures and ensures exceptions are appropriately documented and substantiated
- Participates in WL reviews coaching to timely engagement of SLAS (advisory capacity or direct management) &/or transfer to SLAS of lingering problematic WL files

**What do you need to succeed?**

**Must-have**
- 5+ years of risk management experience and/or Commercial Account Management experience.
- Strong Risk assessment and analysis skills
- Strong communication (written and verbal), coaching, and conflict resolution skills.
- Undergraduate degree in business, with preferred post graduate qualifications (CFA, CMA, CA, CGA, MBA, etc.)

**Nice-to-have**
- Proficiency with Bank Technology
- ** Bilingual (Proficient in English and French)**

**What’s in it for you?**

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, and competitive compensation
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to take on progressively greater accountabilities
- Leaders who support your development through coaching and managing opportunities
- Flexible work/life balance options

**Job Skills**

Accounting Finance, Asset and Liability Management (ALM), Business Loans, Confidentiality, Credit Analysis, Customer Service, Detail-Oriented, Financial Statement Analysis, Risk Management

**Additional Job Details**

**Address**:
RBC CENTRE, 155 WELLINGTON ST W:TORONTO

**City**:
TORONTO

**Country**:
Canada

**Work hours/week**:
37.5

*



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