Credit Analyst Ii, Laval

4 weeks ago

Laval, Canada TD Bank Full time

404914BR

Commercial Banking

Laval, QC

March 31, 2023

Company Overview

Department Overview

TD Commercial Banking services the unique needs of Canadian businesses, customizing a broad range of products. As part of the Commercial Banking team the Analyst Commercial Banking will provide credit writing support to a Relationship Manager who is the face of the Bank to our customers. The position reports to a Manager Commercial Credit who will coordinate workflow and provide coaching on credit structure, pricing and presentation.

**Job Description**:
The Analyst Commercial Banking works on a two-person team with a Relationship Manager. Together, they jointly manage a portfolio of approximately 60 mid-market accounts with a moderate to high level of complexity. Portfolios are broadly based and teams have responsibility for firms across a wide range of industrial segments. Clients are characteristically incorporated entities seeking loans in the $1 - 15 million range. The Analyst is responsible for much of the credit writing for the team, structuring credits appropriately to meet customer needs and address perceived risk. The Analyst completes necessary due diligence and produces reviews and risk ratings that reflect knowledge of Bank policies and procedures. Trends and conditions of accounts are pro-actively monitored and action plans are developed for problem situations. The position delivers consistent and timely service to customers and assists the Commercial Banking management team in resolving customer problems with an innovative approach.

**Requirements**:
In addition to your undergraduate degree in business or relevant professional designation, you ideally have 2-3 years of experience as a Financial Analyst or Account Manager in a business or banking environment. Alternatively you may have experience in another profession that supports the needs of business and are looking for an opportunity to add value from a different perspective. You have well developed analytical, and relationship management skills and look forward to developing them further in this role.

Additional Information

This position requires proficiency in a language other than French to support customers, employees or markets located outside the province of Quebec or who require services in a language other than French.

Hours

37.5

Inclusiveness

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

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