Junior Underwriter

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.

**Location**: hybrid

Looking to grow your career? At Sun Life, our first focus is our people. We partner with you to build **YOU**. Our underwriting schools and focus on continuing education are seen as industry benchmarks. Our technical training supports your progression on both product knowledge and signing authority. It’s not just about the **WHAT**, Sun Life invests in the **HOW **with an emphasis on leadership and core competency skills development. The right combination of training and **YOU** help Sun Life be industry best.

Sun Life provides career paths in our dedicated channel, independent channel, High Net Worth, and Underwriting Risk Management teams. We are looking for **YOU** to make a difference while using the best technologies and methodologies in the industry.

At Sun Life you’ll get to be part of a supportive culture and community that celebrates each other’s successes and supports one another through learning opportunities. We also offer a hybrid working environment. Enjoy flexibility to work from home and in the office

**What will you do?**
- Assess and classify risk. Gather additional information, obtain medical tests or refer cases as required
- Approve cases within authority limit. Submit cases exceeding limits to be co-signed
- Where decisions are unfavourable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules
- Liaise with business leaders and advisors delivering exceptional service and expertise
- Communicate and explain decisions effectively to financial security advisors and/or client’s physician as required
- Respond to inquiries from financial advisors and general agents without revealing confidential content
- Document decisions in underwriting system
- Contribute to a positive environment through team work, and a spirit of innovation, continuous improvement and professional development
- Maintain medical knowledge and stay current on underwriting approaches

**What do you need to succeed?**
- As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required **for Quebec only** for the frequent interactions with English and French-speaking colleagues or internal partners across Canada or worldwide and the position reports to a unilingual English-speaking manager outside Quebec.
- Bachelor's degree or equivalent
- Knowledge of medicine and risk factors
- Analytical, judgement, problem-solving and decision-making skills
- Influencing and negotiation skills
- Service-oriented attitude with interpersonal skills to work collaboratively with our internal and external partners
- Proven ability to meet tight deadline, work under pressure prioritizing multiple tasks
- Detail oriented and accuracy
- Existing Life and Critical Illness signing authorities is an asset
- ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations, is an asset

**Reasons why should you join us under the sun**
- A caring, supportive, and inclusive culture
- Supportive leadership who’s focused on your success and well-being
- Endless growth opportunities with multiple career paths in our dedicated channel, independent channel, high net worth and underwriting risk management teams
- Continuous improvements that focus on enhancing your work and our clients’ experience #makeadifference
- Sustainability commitments to create a cleaner, more inclusive and sustainable future for our communities

We also offer a number of programs and offerings to help our Employees achieve lifetime financial security and live healthier lives, some of these include:

- Flexible Benefits from the day you join to meet the needs of you and your family
- Pension Plan participation starts immediately, and you are automatically enrolled. We help you save more with Sun Life automatic and matching contributions and by including both your salary and bonus when making contributions
- Stock Ownership Program gives you the chance to invest in Sun Life and get a company match
- Pay for performance reward
- Paid vacation based on experience, 5 Care Days available for self-care or care of others (i.e., family or others you may support) and 10 Sick Days to support your well-being
- Our uniqu