Bilingual Credit Analyst

7 days ago

Toronto ON, Toronto Census Division, ON; Ontario, Canada Quantum Management Services Ltd. Full-time

Join to apply for the Bilingual Credit Analyst role at Quantum Management Services Ltd.

Our client, a leading Canadian financial services organization, is currently seeking a Bilingual Credit Analyst to join their team in Etobicoke. In this role, you will conduct credit-based assessments for prospective and existing merchants while providing support on credit-related inquiries. You’ll help ensure financial risk is minimized by applying established underwriting criteria and completing thorough reviews of merchant applications and flagged accounts.

Position: Bilingual Credit Analyst
Location: Etobicoke (hybrid)
Salary: Competitive and based on experience
Job Type: Permanent

What You’ll Do

  • Review and adjudicate merchant applications using established credit policies.
  • Conduct re-assessments for merchants needing line increases or flagged for fraud-related concerns.
  • Perform credit risk evaluations on high-risk merchants to ensure compliance with credit, fraud, regulatory, and legal requirements.
  • Analyze personal, business, and financial information to support credit decisions.
  • Collaborate with internal teams on credit training, fraud detection, and monitoring activities.
  • Support complex merchant setups by explaining credit policies and decisions.
  • Partner with the Fraud team to monitor high-risk merchant activity.
  • Provide backup support to Credit Analysts during peak periods or special projects.
  • Complete additional tasks as needed while adhering to corporate policies.

What You Bring

  • 1-3 years of related experience.
  • Degree in Business, Finance, Accounting, or equivalent experience.
  • Fluency in both French and English.
  • Experience with personal or commercial credit bureaus and/or financial statement analysis.
  • Payment industry experience is an asset.
  • Strong analytical, communication, organizational, and time-management skills.
  • Proficiency in MS Office and the ability to think critically and creatively.

What’s Offered

  • Performance bonuses and flexible benefits.
  • Retirement programs with company contributions.
  • Access to learning platforms, mentorship, and internal mobility opportunities.
  • Wellness support including virtual healthcare and employee assistance programs.
  • Hybrid work options, paid time off programs, and work-from-abroad flexibility.
  • Employee discounts, banking perks, and recognition programs.

To apply, please send your resume to Christina Cerra at christina.cerra@quantum.ca.

#J-18808-Ljbffr