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Credit Specialist

4 weeks ago


City of Lloydminster, Canada Credit Union Central of Manitoba Ltd. Full time

Location:Lloydminster and/or any branch location, SaskatchewanClosing Date:Jan 11, 2026Occupation Type:Credit & Collections, Financial Services/Financial Analysis, Lending – Commercial, Lending – Retail, Operations/Back Office AdminCareer Level:Experienced (Non-Manager)Employment Type:Full-timeThe Synergy Experience – what is it exactly?Just ask our employees. Their dedication to our customers (members) and each other has created an incredible place to work. We offer personalized, competitive products and services, and are proud to be a part of your local community.About the RoleWe are seeking a Credit Specialist to help us continue our rich tradition of serving our community – since 1943What You’ll DoAs a Credit Specialist, you evaluate credit applications and adjudicate credit outside the limits of the teams responsible for lending activity across our Credit Union. You review applications for compliance to sound practice, policies, procedures, and regulations. You achieve this by reviewing lending information and analyzing financial statements and supporting information to assess credit worthiness and risk coverage of loans.Why You MatterYour attention to detail is key in this role. You demonstrate advanced knowledge of sound lending practices, policies, procedures, and laws governing all lending. Along with your expertise and exceptional customer service skills, you use prudent judgement and decisiveness in the analysis, approval, recommendation and decline of loans. You are also a willing coach and provide feedback on the submission and adjudication decision to team members.Every credit decision impacts our member’s future and Synergy’s reputation. By ensuring sound lending practices, you help us maintain financial integrity while supporting growth and opportunity for those we serve.What Success Looks LikeTo Thrive in this role, you:are responsive, exceedingly competent, organized, and driven to dig into a file and understand the story.understand what’s critical to keep the application on track and continually adapt to changing circumstances.bring a professional presence, work daily to build relationships, credibility, and the competence of those around you.What You BringA related degree or diplomaExperience in the areas of agricultural, commercial, and consumer lending and an understanding of lending requirements and complianceExcellent comprehension, communication, and interpersonal skillsSolid working knowledge of MS OfficeExperience with customer relationship management software and loan origination systemsExperience with syndications is preferredAn equivalent combination of education and experience will be consideredWhat do we offer?Benefits and pension (from day 1), and fabulous perks like preferred ratesWork/life balanceInvestment in your professional developmentLeadership development and mentorship programsCommunity involvement opportunitiesHours: Permanent full-time, 37.5 hours weekly.Salary: $70,400 – $88,000 annuallyLocation: Flexible; may work out of any of our current branch locations, with manager approval. This role is eligible for a remote hybrid option, working from a branch location and from home.Travel: You may be required to travel for events, training, or other Synergy related business.Ready to Make a Difference?If you’re detail-oriented, decisive, and passionate about building strong financial relationships, we want to hear from you. Apply today and help us shape a stronger financial future‑one decision at a time. Submit your cover letter and resume to careers@synergycu.ca by end of day January 11, 2026, referencing competition #261101 in the subject line.A Little More About UsSynergy Credit Union is a people-inspired credit union with ambitious goals. We endeavour to deliver amazing financial experiences, earn our customers’ (members’) trust, grow our relationships, and build sustainable communities.We exist to help our members achieve their financial goals by understanding their needs and delivering exceptional service in modern, convenient, and secure ways. We empower our members by sharing our experience and tools, so they can make robust plans through each stage of life.We also live in the communities we serve. This matters to us. We invest locally by offering sponsorships, donations, and scholarships, and through volunteerism. We connect with groups looking to improve overall financial literacy by providing presentations and tailoring them for educational opportunities – for families, schools, youth groups – you name it. We are proud to serve more than 30,000 members and have reached over $2.8 billion in assets under management.We were named one of Saskatchewan’s Top Employers for the 8th consecutive year. This reflects our workplace culture and commitment to building relationships beyond banking with our members, and our team.Synergy operates on the lands referred to as Treaty 6 Territory, which encompasses the unceded lands of Indigenous Nations and Peoples, including the Plains Cree, Woodland Cree, Saulteaux, Nakota, Dene, and Metis. Inclusive of Saskatoon, Lloydminster, Kindersley, Macklin, Denzil, Lashburn, Marshall, Maidstone, Neilburg, Marsden, St. Walburg and Paradise Hill.We thank all applicants in advance for their interest. Only those under consideration will be contacted. The successful applicant will undergo a bonding process that includes a criminal record check and credit check.Synergy Credit Union aspires to have a workforce that is representative of the diversity of our country and encourages applications from everyone.Effective January 1, 2026, Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Any reference on these sites or in any linked documents to “Synergy Credit Union Ltd.” is hereby deemed to refer to Conexus Credit Union. #J-18808-Ljbffr