Manager Financing solutions

OverviewA career as Manager financing solutions in the Commercial & Private wealth management 1859 team means working closely with the commercial account managers and several other internal and external partners as a credit expert. This job allows you to have a positive impact on your colleagues and customers thanks to your knowledge of commercial financing.Your JobPerform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendationsStructure credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteriaParticipate in determining client financing needs in collaboration with the Commercial Account ManagerNegotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account ManagerObtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitabilityProduce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficientlyAct as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this areaIdentify the risks inherent to sector activitiesYour TeamWithin the Commercial & Private wealth Management 1859 sector, you are part of a team of professionals supporting commercial clients. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers. Reporting to the Regional Vice-President, the position is based in Rimouski or Rivière du Loup. You have the flexibility to work from home and/or go to the office, but you will also have to travel occasionally for client and team meetings. Our learning‑by‑doing training programs enable you to master your job. Access to colleagues with different expertise, experience and profiles will enrich your development in every way.Basic requirementsA bachelor’s degree in a related field and 6 years of relevant experience, OR a master’s degree in a related field and 4 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 8 years of relevant experienceNegotiation experienceExperience in commercial creditExperience analyzing financial statementsExcellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well‑reasoned recommendationsYour benefitsHealth and wellness program, including many optionsFlexible group insuranceGenerous pension planEmployee Share Ownership Plan Employee and Family Assistance ProgramPreferential banking servicesOpportunities to get involved in community initiativesTelemedicine serviceVirtual sleep clinicWe’re putting people firstWe’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier‑free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates What can you bring to our team? Come live your ambitions with usAdditional required languagesFrenchSeniority levelMid‑Senior levelEmployment typeFull‑timeJob functionInformation TechnologyBankingLocationBas‑Saint‑Laurent, Quebec, Canada #J-18808-Ljbffr