Personal Banking Associate

OverviewJoin to apply for the Personal Banking Associate role at BMO. Deliver exceptional service to BMO customers and prospects by identifying customer needs and providing advice and guidance on financial solutions that are in the best interests of customers. Work collaboratively within the branch and with BMO partners across various channels to create the desired customer experience and achieve overall business objectives. ResponsibilitiesCollaborate with BMO partners to identify referral opportunities that further grow the customer’s relationship with BMO beyond personal banking.Welcome and guide customers as they walk into the branch lobby, offering advice and guidance on available digital and self‑serve options to make banking easy, simple and fast.Assist in conducting client conversations about banking services, recommending alternative channels and providing personal banking and investment advice.Meet customer transaction‑based needs with seamless execution.Review customer profiles and engage customers in needs‑based conversations to identify potential opportunities and address everyday banking plans and credit card needs.Contribute to meeting branch business results and the customer experience.Support operational activities (e.g., inventory management, escalated service requests, following up on customer applications, filing, opening and closing activities).Act as a key member of a collaborative and versatile branch and market team.Probe to understand customer personal banking and credit card needs and integrate marketing promotions and programs into conversations to provide strategic advice.Organize work information to ensure accuracy and completeness.Takes initiative to find creative approaches that make each customer’s experience feel personal.Look for ways to contribute to the ongoing improvement of the overall customer experience.Contribute to business results and the overall experience delivered.May work at multiple branches or through various channels based on market needs; work schedule may differ week to week in terms of days worked, hours, and shifts.Follow through on risk and compliance processes and policies to safeguard customers’ assets, maintain privacy, and act in their best interest.Keep current with the financial services marketplace, legal and regulatory environment, and uphold the highest ethical requirements of the industry.Maintain current knowledge of personal banking products, practices, and trends and integrate into customer conversations.Identify and report suspicious patterns of activity related to money laundering.Comply with legal and regulatory requirements for the jurisdiction.Protect the Bank’s assets in compliance with all regulatory, legal and ethical requirements.Complete complex & diverse tasks within given rules/limits.Analyze issues and determine next steps; escalates as required.Broader work or accountabilities may be assigned as needed. QualificationsTypically between 1 – 2 years of relevant experience and/or certification in related field of study or equivalent combination of education and experience.Canada only: Registration to sell investment products completed or in progress (must be completed within 12 months). Confident and experienced in the use of social media, tablets, smartphones, online tools, and applications.Some experience in a consultative customer service or sales role, with a drive to deliver a personal customer experience.Basic knowledge of specialized sales and business banking solutions to refer to specialists.Passionate commitment to helping customers.Drive to deliver a personal customer experience.A focus on results and the ability to thrive in a consultative sales and team‑based environment.Resourceful self‑starter with courage and confidence to approach customers.Readiness to collaborate and work in different capacities as part of a team.Strong interpersonal skills, including the ability to build rapport and connections with customers.An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges.Basic specialized knowledge.Verbal & written communication skills – Good.Organization skills – Good.Collaboration & team skills – Good.Analytical and problem solving skills – Good. Salary$34,750.00 - $51,800.00 BenefitsBMO offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. Salaries will vary based on location, skills, experience, education, and qualifications for the role, and may include a commission structure. For commission roles, the salary listed above represents BMO’s expected target for the first year in this position. BMO’s total compensation package will vary based on the pay type of the position and may include performance‑based incentives, discretionary bonuses, as well as other perks and rewards. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total‑Rewards About UsAt BMO we are driven by a shared purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in‑depth training and coaching, to manager support and network‑building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en. BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter. #J-18808-Ljbffr