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Bilingual Account Manager III
1 month ago
Individual Responsibilities • Review lending applications secured by insurance and wealth assets; exercise delegated lending authority to approve or decline applications. • Provide clear, well supported rationale for underwriting decisions. • Review and analyze loan applications and supporting documentation to ensure compliance with policies, guidelines, and regulatory requirements. • Maintain credit portfolio quality within established risk appetite and regulatory standards, minimizing loan losses through sound adjudication. • Collaborate with internal partners to strengthen risk practices and recommend structural enhancements to protect the companys position in the event of default. • Escalate credit applications exceeding delegated limits to the appropriate approval authority. • Drive continuous improvement in origination and adjudication quality and support a strong risk based culture. Soft Skills • Demonstrated ability to collaborate effectively and influence outcomes • Excellent communication skills and professionalism. • High level of self-motivation, urgency, and ability to work independently. • Strong organizational skills with the ability to manage multiple priorities in a fast-paced environment. Candidate Requirements/Must Have Skills: 1. Minimum 5+ years of experience in commercial banking or lending. 2. Strong understanding of the financial services industry. 3. Bilingualism - French and English (fluent speaking, writing, and reading) Nice-To-Have Skills: 1. Experience working with ultra high net worth clients. 2. Experience exercising lending authority or working in credit risk. Education: • Bachelors degree in Business, Commerce, Economics, or Finance.