Senior Manager, Enterprise Capital Management, Capital Optimization

Join to apply for the Senior Manager, Enterprise Capital Management, Capital Optimization role at TD Securities Work Location: Toronto, Ontario, Canada Hours: 37.5 Line Of Business: TD General Pay Details: $115,600 - $163,200 CAD Job Description / Accountabilities: Reporting to the AVP, Capital Interpretation and Optimization, the Senior Manager is responsible for leading enterprise-wide capital optimization initiatives that enhance capital efficiency, support disciplined balance sheet usage, and improve returns on equity, while remaining fully aligned with regulatory capital requirements and governance standards. Key Responsibilities Include: Lead the identification, assessment, and execution of capital optimization opportunities across the organization, spanning technical enhancements, data and methodology improvements, portfolio actions and balance sheet related activities. Evaluate regulatory capital calculations, assumptions, and methodologies embedded in pricing tools, identifying opportunities to improve accuracy, consistency, and capital efficiency. Assess the capital implications of new products, transactions and structures, providing analysis and insights to inform business design and decision‑making. Ensure capital optimization initiatives are supported by robust analytics and aligned with governance and reporting standards in partnership with stakeholders across the enterprise. Benchmark capital impacts and optimization practices against peers, industry best practices, and evolving regulatory expectations, to support disciplined, compliant, and well‑governed capital efficiency. Engage proactively with stakeholders across capital, risk, finance, treasury, and business teams to promote consistent understanding of capital impacts and support optimal balance‑sheet usage. Lead analytical assessments and scenario analysis to evaluate the capital impact of optimization initiatives, trade‑offs, and alternative approaches. Monitor regulatory capital changes and developments and assess interpretive implications for capital assumptions, methodologies and optimization approaches. Maintain a strong understanding of financial markets, products, and strategies employed by the Bank, including lending, trading, and structured transactions, to support informed capital optimization decisions. Department Overview: The Treasury and Balance Sheet Management (TBSM) department of TD Bank oversees the management of TD’s consolidated non‑trading market risk, funds transfer pricing measurement framework, funding strategies and liquidity risk, and capital position. Enterprise Capital Management (ECM) manages capital adequacy and efficiency, including regulatory translation, capital allocation methodology, oversight on subsidiary capital management, and coordination of regulatory advocacy. Job Requirements: Qualifications / Skills / Experience: Minimum 8+ years of relevant experience in capital management, treasury, or risk management within a financial institution. Sound understanding of regulatory capital frameworks, including OSFI Capital Adequacy Requirements (CAR), and how capital rules translate into RWA, leverage, and capital consumption impacts across product and transactions. Demonstrated experience leading or materially contributing to capital optimization, balance‑sheet management, or RWA efficiency initiatives. Strong analytical and problem‑solving skills, with experience performing capital impact analysis, scenario assessments, and trade‑off evaluations. Solid understanding of financial products and markets, with exposure to lending, trading, securitization, or structured transactions considered an asset. Proven ability to work across functions and influence senior stakeholders, ensuring business activities and decisions are aligned with regulatory capital requirements and governance standards. Experience engaging with regulators, auditors, or senior internal governance bodies on complex matters. Strong digital and analytical literacy, including the ability to work effectively with modern analytical tools, automation and AI‑enabled insights to support governance, interpretation, and decision‑making. Highly effective written and verbal communication skills, with the ability to synthesize complex regulatory topics for senior audiences. Well‑developed interpersonal, organizational, and negotiation skills. Ability to plan, manage and prioritize multiple responsibilities while meeting tight deadlines. Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week; flexibility may apply based on business line requirements. Who We Are: TD is one of the world's leading global financial institutions and the fifth largest bank in North America by branches/stores. We deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. Our Total Rewards Package: Our Total Rewards package includes a base salary, variable compensation and key benefits such as health and well‑being programs, savings and retirement plans, paid time off, banking benefits and discounts, and career development opportunities. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. We provide regular development conversations, training programs and a competitive benefits plan to support you both at work and at home. Colleague Development: We offer regular career conversations, an online learning platform and mentoring programs to help you unlock future opportunities. Whether you have a passion for customers or want to coach colleagues, many career paths exist within our organization. Training & Onboarding: We will provide training and onboarding sessions to ensure you’ve got everything you need to succeed in your new role. Interview Process: We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation: Your accessibility is important to us. Let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help remove barriers throughout the interview process. We look forward to hearing from you Language Requirement (Quebec Only): Sans Objet #J-18808-Ljbffr