2026 Capital Markets, Global Credit Summer Analyst

2026 Capital Markets, Global Credit Summer Analyst (4 Months)Looking to start your career in Financial Services? RBC fosters a positive learning environment for students by providing the support and resources to help strategize your career path. Since we opened our doors in 1864, RBC has grown to become one of North America’s leading diversified financial services companies. This is an exciting opportunity to be part of a high‑performing and dynamic global group.What will you do?Upkeep and maintain credit, transactional, and trading limits on the Client and Credit Management System (CCMS)Monitor receipt of Reporting Requirements outlined in credit agreements underpinning a portfolio of Global Credit namesInvestigate overdue items and notify Group Risk Management (GRM) and account management teams as requiredMonitor trading limits, client exposures and Fund client performance. Review limit excesses and resolveResponsible for data integrity on assigned accounts, ensure CCMS reflects all relevant ongoing changesPerform credit analysis on individual borrowers to establish Borrower risk ratings; includes preparing Risk Assessment Framework (RAFs), which encompasses industry, business, and financial risksDevelop and maintain financial models for leveraged borrower names (including DCF and Market based approaches)Assist in daily monitoring of a Borrower’s business and financial performance through monitoring of financial and industry information (conference calls, news releases, financial results, etc.), regulatory changes, third party analysis, including rating agency publications, and other early warning signalsSupport industry teams with preparing deteriorating credits for enhanced review, as requiredAssist with preparation of documentation packages to be sent to counterparties to reflect new Regulatory and US Tax requirementsOther projects & assignments as required, including portfolio reviews that require analytical, research, strategic and problem‑solving skillsWhat do you need to succeed?Working towards a Bachelor or Masters degree in Finance, Business Administration, Economics, CFA, or other related fieldStrong personal skills and the ability to work effectively independently and within a team environmentProfessional written and verbal communication skillsGood analytical, communication and problem solving skillsHighly organized with good attention to detail and very high level of accuracyAbility to prioritize, handle multiple tasks under pressure and meet time‑sensitive deadlinesAbility to think critically and “outside the box”Nice‑to‑haveKnowledge and an understanding of financial statement analysisProficient in the full suite of Microsoft Products, including Excel (including using Excel as a tool for financial analysis) Word, PowerPoint, AccessPrevious experience using online research tools such as Bloomberg, KMV, or using S&P/Moody’s/Fitch ratingsPrevious experience working with a Financial InstitutionWhat’s in it for you?Participate in Global Credit’s summer intern programming which gives you the opportunity to learn more about the division and other areas of RBC & RBC Capital MarketsInteract with leaders who support your development through coaching and managingNetwork and build lasting relationships with students from diverse backgrounds from across CanadaMake a difference and lasting impact through meaningful workWork in a dynamic, collaborative, progressive, and high‑performing teamApplications will be accepted until 11:59 PM on the day prior to the application deadline date above.Application Deadline: 2026‑01‑09LocationROYAL BANK PLAZA, 200 BAY ST, TORONTOI Inclusion and Equal Opportunity EmploymentAt RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. #J-18808-Ljbffr