Residential Underwriter, Toronto

4 weeks ago


Toronto, Canada Home Trust Company Full time

OverviewCome join Home Trust Company as a Residential Underwriter in our Underwriting Classic - Toronto teamHome Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of its core residential mortgage lending business, the Company also offers complementary lending services, as well as highly competitive deposit investment products, through Oaken Financial. Our culture has been shaped by the passion and integrity of our people. Home Trust is a private company.What you need to succeedWe are looking for individuals who are dedicated, passionate, and driven to execute with excellenceBase salary, with yearly incentive performance bonusThree (3) weeks of vacation, an additional six (6) flex days (sick or personal) in addition to statutory holidaysComprehensive benefit packages, offered through ManulifeGroup Retirement Savings Plan (GRSP) up to 8% contribution program & employer match$1000 Employee Referral ProgramEmployee Discounts; phone plans, gym membership, Toronto Bike Share and many retailer discounts offered through WorkPerksEducation Assistance programAbout the roleThe Residential Underwriter will adjudicate mortgage applications by assessing prospective clients in accordance with the 5 C\'s (Capacity, Capital, Collateral, Character, and Conditions). Assessing risk and ensuring all applications adhere to both quality and service standards remain the overarching focus for this role.Make prudent credit decisions on complex mortgage filesReceive, review, analyze and verify mortgage applications for completeness, accuracy, suitability and risk to ensure compliance with all aspects of Home Trust Company’s underwriting policies, procedures and guidelines per delegated authority matricesAdhere to applicable compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist Financing and internal Anti-Fraud Policy requirementsFile Unusual Transaction Reports as applicable to fulfill individual employee obligations to detect and deter financial crimes activity. Maintain consistent, objective and sound risk assessments in a high volume, service-oriented environmentAnalyze and underwrite residential mortgage applications, including an assessment of the borrower, real estate security and loan terms as well as identifying any associated riskNegotiate, recommend and approve loan terms within Home Trust\’s risk appetiteMaintain accurate information and detailed notes on applicationsPrepare and issue conditional mortgage commitments according to negotiated and approved terms, which outline all conditions that must be met to Home Trust’s satisfactionWhat we requireAuthorized to work in CanadaPost-secondary degree or diploma, preferably in business management, finance, or related field (university an asset)3-5 years mortgage lending experience #J-18808-Ljbffr



  • Toronto, Canada Home Trust Company Full time

    OverviewCome join Home Trust Company as a Residential Underwriter in our Underwriting Classic - Toronto team!Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of its core residential...


  • Toronto, Canada Magenta Capital Corporation Full time

    **Position**: Residential Underwriter **Reports To**: Director, Underwriting **Company**:Magenta Capital Corporation **Supervises**: 0 **Location**: Toronto, Ottawa, Perth, ON **Travels**: 0% **About Magenta** Since 1994, Magenta has been one of Canada’s leading residential private Mortgage Investment Companies (MIC). Our purpose is to connect people...


  • Toronto, Canada Home Trust Company Full time

    1 week ago Be among the first 25 applicantsGet AI-powered advice on this job and more exclusive features.Come join Home Trust Company as an Manager, Residential Underwriting in our Underwriting team at Toronto!Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto...


  • Toronto, Canada Home Trust Company Full time

    1 week ago Be among the first 25 applicants Get AI-powered advice on this job and more exclusive features. Come join Home Trust Company as an Manager, Residential Underwriting in our Underwriting team at Toronto! Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto...


  • Toronto, Canada Chicago Title Insurance Company Full time

    A leading title insurance provider in Toronto is seeking a Legal Counsel for Residential Underwriting. The ideal candidate will have a law degree and at least two years of experience in Residential Real Estate. Responsibilities include reviewing title insurance orders, assisting underwriters, and communicating with clients about policy coverage. This hybrid...


  • Toronto, Canada Chicago Title Insurance Company Full time

    A leading title insurance provider in Toronto is seeking a Legal Counsel for Residential Underwriting. The ideal candidate will have a law degree and at least two years of experience in Residential Real Estate. Responsibilities include reviewing title insurance orders, assisting underwriters, and communicating with clients about policy coverage. This hybrid...


  • Toronto, Canada Chicago Title Insurance Company Full time

    A leading title insurance provider in Toronto is seeking a Legal Counsel for Residential Underwriting. The ideal candidate will have a law degree and at least two years of experience in Residential Real Estate. Responsibilities include reviewing title insurance orders, assisting underwriters, and communicating with clients about policy coverage. This hybrid...


  • Toronto, Canada Chicago Title Insurance Company Full time

    A leading title insurance provider in Toronto is seeking a Legal Counsel for Residential Underwriting. The ideal candidate will have a law degree and at least two years of experience in Residential Real Estate. Responsibilities include reviewing title insurance orders, assisting underwriters, and communicating with clients about policy coverage. This hybrid...


  • Toronto, Canada First National Financial LP Full time

    A leading financial services provider in Toronto is seeking a Manager and Team Lead for their Third Party Residential Underwriting Division. In this role, you will manage a team of Mortgage Underwriters, oversee application assessments, and ensure compliance while maintaining positive relationships with mortgage brokers. The ideal candidate has 3-5 years of...


  • Toronto, Canada First National Financial LP Full time

    Overview Mortgage Underwriter, Third Party Residential Underwriting – TDMS role at First National Financial LP. Reporting to the Manager, Third Party Residential Underwriting- TDMS. Full-time position in Toronto, ON. We are hiring for TDMS ON and Atlantic regions. The Opportunity Reporting to the Manager, Third Party Residential Underwriting- TDMS, the...