Credit Analyst

What We Need Corpay is currently looking to hire a Credit Analyst within our Credit division. This position falls under our Cambridge line of business and is located in Toronto or Vancouver. You will assess market and credit risk, evaluate the creditworthiness of corporate clients, and ensure portfolio compliance within Corpay’s risk policies. This role reports to the Credit Manager and involves close collaboration with Sales, Compliance, Legal, and Operations. You will report directly to Head of Group Credit and regularly collaborate with your team and other departments. How We Work As a Credit Analyst, Corpay will set you up for success by providing: This will be a hybrid position with assigned workspace in the Toronto office. Company-issued equipment. Role Responsibilities Supporting the team in core risk management activities, including credit underwriting, operational credit review, receivables management, and portfolio monitoring. Conducting financial analysis and interpreting financial statements to assess client creditworthiness. Collaborating with cross-functional partners—including Sales, Compliance, Legal, and Operations. Preparing credit recommendations and, where authorized, approving credit within assigned limits. Contributing to new risk management initiatives, including the development and implementation of underwriting models. Ensuring existing client portfolios remain compliant with Corpay’s risk policies and internal controls. Maintaining composure, sound judgment, and independence while working in a fast-paced, high-pressure environment. Qualifications & Skills Minimum of 2+ years of experience with a Bachelor’s degree in Finance, Economics, Accounting, or Business Administration (Master’s preferred). Bachelor’s degree in finance, accounting, or a related field, with strong academic performance. Professional designations such as CFA, CA, or FRM are considered strong assets. Proven experience in credit underwriting and credit risk management. Exceptional analytical skills and the ability to think independently. Experience in Foreign Exchange (FX) is a significant advantage. Excellent written and verbal communication skills. Strong attention to detail and organizational skills. Collaborative, proactive, eager to learn, and able to work effectively with stakeholders across the organization. Highly detail-oriented with strong organizational abilities and the capacity to work under pressure. Benefits & Perks Comprehensive Benefits Package including Medical, Dental, Vision and Paramedical benefits, as of day one. Optional company match RRSP program. Virtual fitness classes offered company-wide. Time-off including major holidays, vacation, sick, personal, & volunteer time. Discounted gym membership rate. Philanthropic support with both local and national organizations. Fun culture with company-wide contests and prizes. Equal Opportunity/Affirmative Action Employer Corpay is an Equal Opportunity Employer. Corpay provides equal employment opportunities to all qualified applicants without regard to race, color, gender (including pregnancy), religion, national origin, ancestry, disability, age, sexual orientation, gender identity or expression, marital status, language, ancestry, genetic information and/or any other group status protected by federal or local law. If you require reasonable accommodation for the application and/or interview process, please notify a representative of the Human Resources Department. Pay Transparency This salary range is provided for locations which require such disclosure. Where a position or applicant may fall in a particular wage range depends on a number of factors including but not limited to skill sets, experience training licenses and certifications (if applicable), and other business and organization needs. The disclosed range has not been adjusted for the applicable geographic markets. At Corpay it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions depend on the facts and circumstances of each case. The estimate of the minimum and maximum salary range is CAD $65,000-$80,000. For more information about our commitment to equal employment opportunity and pay transparency, please click the following links: Canadian Human Rights Act – Grounds of Discrimination, Employment Equity Act (Canada) and BC Pay Transparency. #J-18808-Ljbffr