Group Risk

Requirements Degree in Law or Commerce (postgraduate qualifications or CA(SA) advantageous). Additional studies in Risk or Compliance would be beneficial. Minimum of 5 years’ experience in risk, compliance or governance within a regulated or financial‑services environment. Strong understanding of the National Credit Act, POPIA and broader SA regulatory requirements. Experience designing or improving risk and compliance systems at organisational level. Excellent communication, analytical and stakeholder‑management abilities. Able to manage group‑level governance across multiple business units. Key Responsibilities Compliance Ensure the Group meets all relevant legal and regulatory obligations across credit, data protection, labour, tax, corporate and financial legislation. Monitor changes affecting B‑BBEE requirements and ensure all entities remain compliant. Oversee statutory submissions, annual filings, renewals and regulatory documentation. Legal Draft, review and manage contracts, SLAs and governance documents. Provide legal interpretation or guidance to management when required. Risk, Governance & Operations Act as the main contact point for regulatory bodies and manage inspections, queries and formal reporting. Stay updated on regulatory amendments and ensure required business changes are implemented promptly. Lead the Group’s risk‑management framework: identify risks, conduct assessments, recommend mitigation, and produce reports for senior leadership and Board committees. Update and maintain the Group risk register and oversee follow‑through on mitigation actions. Manage internal functions including Quality Assurance (Internal Audit), Reckless Lending oversight and Complaints. Conduct internal audits and compliance reviews across all divisions. Coordinate client‑driven compliance requirements such as SOP updates, SLA renewals, FICA processes, audits and reporting. Investigate compliance concerns, manage remedial actions and coordinate escalation procedures. Oversee data protection, cybersecurity and information‑security controls. Develop, refine and enforce Group policies, procedures and standards of conduct. Deliver risk and compliance training across the organisation. Oversee business‑continuity planning and routine testing. Manage implementation and maintenance of ISO 9001 and ISO/IEC 27001 standards. High attention to detail and accuracy. Ethical judgement and strong integrity. Strategic problem‑solving ability. Strong organisational discipline and ability to prioritise effectively. Confident communication style with the ability to influence senior leaders. We will be in contact with shortlisted candidates who meet the requirements detailed above. If you have not received a reply within 2 weeks, please consider your application unsuccessful. By applying, you confirm that: We may retain your personal information in our database for future matching of suitable opportunities We may contact you when suitable opportunities arise The information you have provided to us is true, correct and up to date #J-18808-Ljbffr