Analyst I, Merchant Risk

Analyst I, Merchant Risk Location: Victoria, British Columbia, Canada Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Merchant Risk Analytics team works cross‑functionally with Merchant Underwriting, Compliance, Engineering, and other analytics teams to establish scalable risk management for merchant acquisition and portfolio monitoring. We are looking for an intelligent, driven individual who wants to learn, grow, and solve challenging problems. What You’ll Do Support merchant onboarding and ongoing portfolio monitoring through data analysis, modeling and automation workflows. Detect and monitor fraud across the network, responding quickly to emerging risks. Contribute to the development and improvement of scalable monitoring frameworks, controls, and reporting. Assist in identifying gaps and opportunities within existing risk processes. Partner cross‑functionally to translate risk requirements into data‑driven strategies. Leverage AI‑assisted tools to accelerate analysis, automate workflows, and support the development of scalable, agentic merchant risk solutions. What We Look For Experience – Minimum 1 year of experience in risk management or a related field, including prior experience with analytics. Analytical Thinking – Strong problem‑solving skills with the ability to break down ambiguous problems using data. Resilience – Ability to think creatively and critically, thriving in a fast‑paced environment. Curiosity – Eagerness to explore new tools and methodologies to solve real‑world problems. Technical Skills – Strong coding skills in Python, SQL or other scripting languages; familiarity with agentic / LLM orchestration frameworks. Product Knowledge – Passion for understanding how the product works and the broader context of business decisions. AI Fluency – Comfortable using AI tools to enhance productivity, analysis, and workflow automation; interest in building or leveraging agentic workflows to solve risk problems. Education – Bachelor’s degree in a quantitatively rigorous field such as engineering, statistics, optimization, math, finance, or economics. Compensation & Benefits Pay Grade: I – Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). The annual base pay range for this role in Canada is $90,000–$130,000. Employees new to affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure based on location, experience and job‑related skills. Affirm is proud to be a remote‑first company – the majority of roles are remote and you can work almost anywhere within the country of employment. Certain roles may require occasional office presence. Health care coverage – affirm covers all premiums for all levels of coverage for you and your dependents. Flexible spending wallets – generous stipends for technology, food, lifestyle needs and family‑forming expenses. Time off – competitive vacation and holiday schedules allowing you to rest and recharge. ESPP – An employee stock purchase plan enabling you to buy shares of affirm at a discount. Inclusion We believe it’s on us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. For U.S. positions that could be performed in Los Angeles or San Francisco, affirm will consider qualified applicants with arrest and conviction records in accordance with the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance. By clicking “Submit Application,” you acknowledge that you have read affirm’s Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein. #J-18808-Ljbffr