Senior Manager, Enterprise Capital Management, Capital Interpretation

Join to apply for the Senior Manager, Enterprise Capital Management, Capital Interpretation & Governance Lead role at TD Securities. Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Finance Pay Details: $108,800 - $163,200 CAD (base salary). This role is eligible for a discretionary variable compensation award that considers business and individual performance. The base pay may vary based on skills, experience, location and business needs. Job Description / Accountabilities Reporting to the AVP, Capital Interpretation and Optimization, the Senior Manager is accountable for the enterprise oversight, governance and consistency of regulatory capital interpretations across TD. This role requires strong regulatory judgement, the ability to operate effectively in areas of ambiguity, and the ability to engage senior stakeholders and regulators on complex capital matters. Key Responsibilities Lead the enterprise interpretation of existing, new and emerging regulatory capital requirements, including OSFI Capital Adequacy Requirements (CAR), ensuring consistent application across all lines of business, portfolios, products and legal entities. Own and maintain the Bank's capital interpretation framework, including governance standards, approval thresholds, escalation protocols, documentation requirements and periodic review processes. Establish and maintain a centralized inventory of regulatory capital interpretations and assumptions, ensuring interpretations are clearly documented, traceable to regulatory guidance and implementation. Lead and manage the internal governance process for regulatory capital interpretations, coordinating effective challenge across Risk, Finance, Legal, Treasury and business partners, resolving interpretive differences and escalating material issues to senior management as appropriate. Serve as the primary point of integration across capital optimization, analytics and regulatory advocacy activities, ensuring initiatives are aligned with governance standards. Lead or support discussions with the regulator on capital rule clarifications as required, in coordination with Regulatory Risk and senior management. Monitor regulatory capital developments in Canada and other major jurisdictions, assess interpretive implications and ensure timely communication and alignment across stakeholders. Maintain a strong understanding of TD's balance sheet, businesses, products and financial markets to inform interpretation judgement and governance decisions. Department Overview The Treasury and Balance Sheet Management (TBSM) department of TD Bank is responsible for overseeing the management of TD’s consolidated non-trading market risk, funds transfer pricing measurement framework, funding strategies and liquidity risk, and capital position. Enterprise Capital Management (ECM) within TBSM manages capital adequacy and efficiency, including the interpretation and application of regulatory capital requirements and capital optimisation initiatives. Job Requirements Qualifications / Skills / Experience Minimum 8+ years of relevant experience in capital management, treasury or risk management within a financial institution. Strong knowledge and understanding of the financial services industry. Previous experience with regulatory rule interpretations or capital experience is considered an asset. Proven ability to lead governance processes, drive consensus across functions and provide effective challenge at senior levels. Experience engaging with regulators, auditors or senior internal governance bodies on complex matters. Strong digital and analytical literacy, including the ability to work effectively with modern analytical tools, automation and AI-enabled insights to support governance, interpretation and decision-making. Excellent written and verbal communication skills, with the ability to synthesize complex regulatory topics for senior audiences. Well-developed interpersonal, organisational and negotiation skills. Ability to plan, manage and prioritise multiple responsibilities while meeting tight deadlines. Our Total Rewards Package The package includes a base salary, variable compensation and key plans such as health and well-being benefits, savings and retirement programmes, paid time off, banking benefits and discounts, career development, and reward and recognition programmes. Additional Information This opportunity is subject to provincial employment regulations. Each province or territory in Canada may have its own set of requirements. Accommodation Your accessibility is important to us. Please let us know if you require accommodations such as accessible meeting rooms or captioning for virtual interviews. Language Requirement (Quebec Only) Sans Objet #J-18808-Ljbffr