Senior Credit Analyst

2 weeks ago

Toronto, Canada Bank of Montreal Full time

We are seeking a highly motivated and detail-oriented Senior Credit Analyst to join BMO Life Assurance insurance investment team. The successful candidate will be responsible for conducting fundamental credit analysis and identifying attractive relative value opportunities within and across fixed income assets with a focus on supporting the liability growth within an insurance balance sheet. Responsibilities Perform fundamental credit analysis on investment grade and high yield issuers across corporate, structured, sovereign and financial sectors. Conduct in depth reviews of bond issuers financial statement credit metrics covenant structures and industry dynamics. Identify and articulate relative value opportunities within and across asset classes, sectors, geographies and capital structure considering risk adjusted return, liquidity and regulatory capital efficiency. Support portfolio construction by comparing credit instruments against alternative such as securitized assets private debt. Monitor existing holdings for credit events rating changes covenant breaches and deteriorating trends. Provide credit recommendations to portfolio managers and contribute to investment decisions with clear data‑driven insights. Collaborate with ALM actuarial and risk management teams to ensure alignment between credit views and liability driven investing strategies. Support regulatory reporting process by providing inputs into capital requirement calculation under LICAT. Stay informed about macroeconomic sector specific and regulatory developments affecting credit markets. Participate in issuer meetings rating agency updates and industry conferences to enhance credit views. Qualifications Bachelors or masters degree in business Finance Economics or a related discipline. CFA designation or progress toward it preferred. 3-7 year experience in credit analysis preferably within insurance asset management or rating agencies. Strong understanding of fixed income markets and credit instruments including corporates CLO/ABS/MBS and private placements. Familiarity with insurance regulatory capital frameworks (e.g. LICAT). Strong ability to interpret financial statements cash flow analysis and capital structures. High proficiency with Excel Bloomberg and credit modelling tools. Proficiency in Python and data visualization tools (e.g. Power BI or Tableau) is an asset. Strong written and verbal communication skills. Salary: $96600.00 - $180600.00 Pay Type: Salaried Application Deadline: 12/01/2025 Key Skills Financial Statement Preparation Credit Analysis Cash Flow Analysis Math Banking Analysis Skills UCC Law Underwriting Financial Analysis Financial Modeling Financial Report Interpretation Word Processing Employment Type Full-Time Vacation 1 Experience Years Monthly Salary 96600 - 180600 BMO also offers health insurance tuition reimbursement accident and life insurance and retirement savings plans. To view more details of our benefits please visit Us. #J-18808-Ljbffr

  • Senior Credit Analyst

    4 weeks ago

    Toronto, Canada China Construction Bank Toronto Branch Full time

    Get AI-powered advice on this job and more exclusive features.A career as a Senior Credit Analyst / Credit Analyst in the team of Risk Management, at China Construction Bank Toronto Branch is to act as a credit specialist. This job allows you to have a positive impact on our organization through your expertise in financial analysis, credit structuring, and...

  • Senior Credit Analyst

    3 weeks ago

    Toronto, Canada China Construction Bank Toronto Branch Full time

    A career as a Senior Credit Analyst/Credit Analyst in the team of Risk Management, at China Construction Bank Toronto Branch is to act as a credit specialist. This job allows you to have a positive impact on our organization through your expertise in financial analysis, credit structuring, and risk management in a corporate lending environment.Key...

  • Senior Credit Analyst

    2 weeks ago

    toronto, Canada China Construction Bank Toronto Branch Full time

    A career as a Senior Credit Analyst/Credit Analyst in the team of Risk Management, at China Construction Bank Toronto Branch is to act as a credit specialist. This job allows you to have a positive impact on our organization through your expertise in financial analysis, credit structuring, and risk management in a corporate lending environment.Key...

  • Senior Credit Analyst

    3 weeks ago

    Toronto, Canada China Construction Bank Toronto Branch Full time

    A career as a Senior Credit Analyst/Credit Analyst in the team of Risk Management, at China Construction Bank Toronto Branch is to act as a credit specialist. This job allows you to have a positive impact on our organization through your expertise in financial analysis, credit structuring, and risk management in a corporate lending environment. Key Tasks...

  • Senior Credit Analyst

    2 weeks ago

    Toronto, Ontario, Canada China Construction Bank Toronto Branch Full time

    A career as a Senior Credit Analyst/Credit Analyst in the team of Risk Management, at China Construction Bank Toronto Branch is to act as a credit specialist. This job allows you to have a positive impact on our organization through your expertise in financial analysis, credit structuring, and risk management in a corporate lending environment.Key...

  • Senior Credit Analyst

    4 weeks ago

    Toronto, ON, Canada China Construction Bank Toronto Branch Full time

    A career as a Senior Credit Analyst/Credit Analyst in the team of Risk Management, at China Construction Bank Toronto Branch is to act as a credit specialist. This job allows you to have a positive impact on our organization through your expertise in financial analysis, credit structuring, and risk management in a corporate lending environment . Key Tasks...

  • Senior Credit Analyst

    4 weeks ago

    Toronto, ON, Canada China Construction Bank Toronto Branch Full time

    A career as a Senior Credit Analyst/Credit Analyst in the team of Risk Management, at China Construction Bank Toronto Branch is to act as a credit specialist. This job allows you to have a positive impact on our organization through your expertise in financial analysis, credit structuring, and risk management in a corporate lending environment . Key Tasks...

  • Senior Credit Analyst

    4 weeks ago

    Toronto, Canada TD Full time

    A leading financial institution in Toronto is seeking a Senior Credit Analyst to structure credit for assigned portfolios. Responsibilities include assessing creditworthiness and preparing credit reviews while ensuring compliance with credit risk policies. The ideal candidate will possess strong analytical, decision-making, and communication skills,...

  • Credit Assurance Analyst

    3 days ago

    Toronto, Ontario, Canada DUCA Credit Union Ltd. Full time

    Why DUCA?We're a vibrant, exciting credit union that lives its "profits with a purpose" philosophy in every financial transaction, product, interest rate, and community initiative we offer. Founded in 1954, DUCA has grown from a single branch credit union in Toronto to 19 branches across Southern Ontario with over 85,000 Members we are proud to serve.We...

  • Senior Credit Analyst — Corporate Banking Credit

    4 weeks ago

    Toronto, Canada TD Securities Full time

    A leading global financial institution is seeking a Senior Credit Analyst in Toronto. The role involves structuring credit for portfolios, assessing credit worthiness, and preparing credit reviews. Candidates should have an undergraduate degree and over 7 years of relevant experience, showcasing strong analytical and decision-making skills. The position...