Sr. Underwriter, Programs

OverviewJoin to apply for the Sr. Underwriter, Programs - Montreal role at Zurich Canada. Zurich Canada is currently looking for a Senior Underwriter, Programs to analyze and underwrite new and renewal Program business. Reporting to the Programs Manager you will utilize The Zurich Way of Underwriting Framework within delegated authority levels on assignments of higher technical complexity, ensuring a high level of service to customers. This is a hybrid work opportunity.This is a unique opportunity to build your knowledge and experience for the future in a supportive environment where your voice matters. What you will do Administer and monitor underwriting rules, guidelines, insurance laws, and regulations. Collaborate with Line of Business representatives on referrals and other business needs. Provide guidance to lower-level associates. Develop and maintain relationships with distributors (agents & brokers) to support business retention and acquisition. Serve as a Help Point for agents, brokers, and customers to support the sales culture. Proactively seek renewal and new account opportunities. Conduct detailed opportunity assessments with key distributors to identify growth opportunities. Qualify program business to align with the organization's appetite. Conduct broker / customer and on-site calls with a planned purpose. Negotiate terms and conditions and close deals. Cross-sell other lines of business to increase product density. Participate in Sales Team meetings related to assigned brokers and/or territory. Manage a qualified list of opportunities 90 to 120 days prior to the effective date. Update required systems with details of broker / client visits and account status. Serve as a key Zurich contact for assigned target programs. Calculate target prices accurately using underwriting tools. Measure exposures and analyze risk. Quote and set coverage, negotiate terms and conditions on referral business and new programs. Participate in marketing presentations to assigned agents / brokers. Provide technical advice to customers. Develop and maintain positive customer relationships. Anticipate program needs and monitor trends to recommend changes. Manage Bordereaux and address accounting issues. Work with Risk Services to implement Risk Management plans for programs handled. Job Qualifications – What You Bring To The Table Required: High School Diploma or Equivalent and 3 or more years of experience in Underwriting Programs or Market Facing area. OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area. OR Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area. OR Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area. AND Knowledge of line(s) of business and the legal and regulatory guidelines. AND Knowledge of time restraints for quotes on new and renewal business. AND Experience with Microsoft Office. Preferred: Bachelor’s Degree, Strong verbal and written communication skills, Minimum 3 years’ underwriting experience in Programs as well as Auto. Our Culture We are committed to Diversity, Inclusion, Equity and Belonging (DIEB) and want our employees to feel welcome and empowered. We have a collaborative culture where diversity of thought is valued and employees are given tools to make an impact. We offer a comprehensive health/benefits plan and a competitive total compensation package. We provide at least four weeks of vacation per year and four personal days per year for personal reasons. We support continuous improvement with training and development opportunities. We engage with communities and strive to give back through talent, time and resources. We are recognized for workplace culture and inclusivity awards. Make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us. #J-18808-Ljbffr