Actuarial Analyst II

Join to apply for the Actuarial Analyst II - Pricing role at TDPay Details78 600 $/$78,600 - 105 000 $/$105,500 CADWork Location: Montréal, Quebec, CanadaHours 35Line Of Business Data & AnalyticsThis role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role.TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job DescriptionDEPARTMENT OVERVIEWThe GI Pricing and Profitability team is expanding, and many new positions are now available. Our team is crucial in maintaining the company's financial health and competitive edge. By leveraging data analysis, actuarial science, and market research, we ensure profitability while offering fair and attractive rates that comply with provincial regulations. This growth offers incredible opportunities for career advancement, exposure to diverse projects, and the chance to be part of a transformative journey.Position OverviewMultiple Actuarial Analyst II positions are available within the GI Pricing and Profitability team. As an Actuarial Analyst II, you will focus on delivering high-quality actuarial analyses to achieve business objectives. Reporting to the Actuarial Manager, the Actuarial Analyst II is expected to demonstrate strong analytical skills and ability to collaborate with other team members to deliver impactful analysis that align with the team's strategic direction.ResponsibilitiesRegional Auto (ON, QC, WP) or Residential PricingUpdate pricing algorithm to support business objectives toward profitability and growthDevelop and execute strategies to accelerate profitable growthPrepare filing documentation and support to regulatory bodies, where requiredPricing OptimizationBuild and apply models and optimization techniques to recommend premium adjustmentsTrack the performance of deployed strategiesFinancial PerformancePerform financial tracking of pricing strategies, comparing projections to actual resultsContribute to the ongoing improvements of financial tracking processesRisk Sharing Pool (RSP) Strategy and PerformanceAssist in centralizing and optimizing RSP cession strategy at a national levelSupport the achievement of financial objectives for each poolAnalyze cession results and pool performancePrivate Client Advice (PCA)Track and monitor profitability of the PCA Book of business to support pricing decisionsAssist in calculating premiums for special coverage needs and more complex risksAffinity Market Group (AMG)Review and update group discounts to support affinity-related pricing and business objectivesMonitor affinity group profitability to inform pricing decisionsReview and update profit-sharing strategies to support AMG regulatory and contractual requirementsInitiatives & GovernanceSupport internal product and pricing initiatives from the initial business case to rate filingsContribute to the development of our Bias and Fairness pillar to ensure our pricing strategies reflect these principlesJob RequirementsUniversity degree in Actuarial Science or related field3+ years of related experienceExcellent knowledge of ExcelProficiency and interest for programming, notably with SQL and RStrong aptitude for team workAutonomous and resilient; shows initiative and creativity in their workPreferred QualificationsPrior experience with predictive modelingWorking toward ACIA/ACAS designationWho We AreAs part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.TD Insurance offers a wide range of products, including General Insurance and Life and Health. More than four million customers count on us.As the largest direct to consumer insurer in Canada, we are always innovating and providing exciting and rewarding career opportunities for our Canada-wide workforce.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.Additional InformationWe’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.Training & OnboardingWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview ProcessWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationYour accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.We look forward to hearing from youLanguage Requirement (Quebec Only)Remarque: Étant donné que cet affichage concerne de futurs postes vacants et qu’il servira à pourvoir de nombreux postes aux exigences comparables à l’avenir, nous invitons les candidats bilingues et francophones à poser leur candidature. Lorsqu’un poste sera à pourvoir, une évaluation des besoins en matière de langue sera effectuée pour déterminer si la connaissance d’une autre langue que le français est exigée.Seniority levelMid-Senior levelEmployment typeFull-timeJob functionFinance and SalesIndustriesBankingReferrals increase your chances of interviewing at TD by 2xSign in to set job alerts for “Actuarial Analyst” roles.Actuarial Analyst – 2025 & 2026 New GradsEarly Careers: Actuarial Intern, Property & Casualty, PSP - Winter 2026Senior Analyst Actuarial - Commercial LineActuarial Consultant - Commercial Auto and FarmWe’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr