Analyste Crédits Hypothécaires

p>Friday, January 3, 2025

Questrade Financial Group (QFG) of Companies is committed to helping our customers become much more financially successful and secure.

Community Trust Company (CTC) is a member of the Questrade Group of Companies (QFG), which currently includes Questrade Inc., p>

What’s in it for you as an employee of Community Trust Company?

• Health & wellbeing resources and programs
• Paid vacation, personal, and sick days for work-life balance
• Competitive compensation and benefits packages
• Career growth and development opportunities
• Opportunities to contribute to community causes
• Work with diverse team members in an inclusive and collaborative environment

What’s it like working as a Senior Residential Mortgage Underwriter at Community Trust Company?

The Senior Residential Mortgage Underwriter - Originations is responsible for successfully contributing to overall portfolio growth and maximizing profitability in an environment focused on operational and service excellence. The role is responsible for a senior lending approach to determining the credit worthiness of customers based on established lending criteria. This includes higher risk complexities, exception management and pricing determinations all while meeting performance targets and ensuring adherence to service standards.

Maintain knowledge of Community Trust residential mortgage underwriting policies, procedures, and products.Negotiate, structure, and evaluate received mortgage applications according to internal policies.Manage portfolio risk by exercising consistent, objective and sound credit decisions within authorized limits, escalating with rationale to support recommendation where appropriate.Responsible for the review of complex deals, higher risk credit analysis and/or escalations.Issue mortgage commitments with appropriate conditions.Effectively partner with Mortgage Advisory to deliver top of class experience to our partners.Proactively identify actual and potential violations of AML regulatory requirements, internal policies and procedures or other AML/ATF risk situations at an early stage. Conduct appropriate inquiries and investigations in relation to any such situation and ensures that corrective actions and/or risk mitigation actions are implemented in a timely manner or escalated appropriately.Adhere to compliance and operational risk controls in accordance with company’s policies and procedures.Effectively manage tasks and cases to adhere to predetermined Service Level Agreements

So are YOU our next Senior Residential Mortgage Underwriter ? li>Demonstrates interpersonal and relationship building skills.Solid understanding of the general characteristics, attributes and risk factors associated with various loan types.Solid written and verbal business communication skills.

• Please note this role will be required to be in office 3 days a week

Sounds like you? Our team reflects the diversity of the communities we serve and operate in. Having a collaborative and diverse team helps us push boundaries to bring the future of fintech into existence—not only for the benefit of our customers, but for those who build their career with us.

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