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Bilingual Credit Analyst, SMB

4 weeks ago


Toronto, Canada Moneris Full time

Join to apply for the Bilingual Credit Analyst – SMB (Hybrid) role at MonerisYour Moneris Career - The OpportunityYou will perform different forms of credit-based analysis on prospective and existing merchants and providing customer service to assigned merchants on all credit related issues.Location: You will be based in our Toronto office, balancing in-office collaboration with remote flexibility.Reporting Relationship: You will report to the Manager, Credit - SMB.Your Moneris Career - What you'll doApply appropriate underwriting criteria to all merchant applications following established credit policy to ensure financial risk is mitigated.Post-review of merchants who are in need of a line increase or are flagged by fraud process (re-adjudication) specifically in processing volume level or average transaction sizePerform a credit risk assessment of an existing high-risk merchant which includes developing an understanding of the business profile to ensure compliance with credit, fraud, card association regulation and legal mattersAnalyze personal, business and financial informationWork with internal staff and external sources for the purpose of Credit training, fraud detection, and monitoring activities.Help with customer calls for complex merchant set-ups requiring explanation of specific credit policies and decisions related to those policies.Work with Moneris Fraud Group to monitor the activity of selected High-Risk Merchants.Provide back up and support to the other Analysts, concerning the SMB Credit process, special projects, vacation relief, and peak time volume.Comply with corporate policies established by Moneris Corporation including the HR Code of Conduct, Technology Policy & Privacy PolicyPerform other tasks, as requiredYour Moneris Career - What you bring1 - 3 year of experience in a related fieldBachelor's Degree or equivalent in Business, Accounting, or FinanceMust be fluent in French and EnglishEquivalent work experience may be considered a substitutionExperience reviewing personal credit bureaus, commercial credit bureaus or financial statement analysisPrevious experience in the payment industry considered an assetTechnical Skills: Proficient in Microsoft Windows/ MS Office ApplicationsExcellent verbal and written communication skillsStrong analytical skills with a demonstrated attention to detailMust have excellent organizational and time management skillsCapability to “think outside of the box” strong business acumenYour Moneris Career - What you getComprehensive Total Rewards Program, including performance-based bonuses, flexible benefits starting from day one, and your choice of a health spending account (HSA) or personal spending account (PSA)Retirement planning support, with profit-sharing programs including company match and a defined contribution pension planGrowth & development opportunities, including unlimited access to Coursera, mentorship programs, and an internal gig marketplaceHolistic wellness support, with an Employee & Family Assistance Program, 24/7 virtual healthcare, and workplace wellness initiativesFlexibility that works for you, including hybrid work arrangements, a Work from Abroad program, and paid time off programsRecognition and rewards, with company-wide recognition programs, exclusive banking perks from RBC & BMO, and access to great employee discountsWe welcome and encourage applications from Indigenous peoples, people of colour, people with disabilities, people of all genders, sexual orientation and intersectional identities. #J-18808-Ljbffr