Data Scientist, Credit Risk

4 days ago

Montreal, Quebec, Canada Desjardins Group Full time

The Credit Risk Strategy Department develops and implements credit risk decision-making strategies based on risk/return quantification to deliver value for the organization as well as members and clients while safeguarding Desjardins Group's long-term survival. As a Credit Risk Data Scientist, you help meet needs associated with credit risk assessment related to the granting and life cycle of financing products. You lead practitioners on projects that develop and use credit strategies for the institution's business activities. You serve as a specialist advisor, resource person, and coach for the team and business partners. You'll be required to:

  • Design, use, and develop decision-making strategies for credit management and diligently prepare associated documentation.

  • Build innovative algorithms to evolve our risk strategies.

  • Support the transformation of credit risk strategies and maximize their financial impact.

  • Balance business needs, risk management, requirements, and best practices.

  • Lead or contribute to projects, mandates, or activities in your field of expertise.

  • Serve as a specialist in your field of expertise for units in the organization and practitioners. Explain information in plain language based on the target audience to facilitate comprehension and, if applicable, decision making.

  • Monitor the industry to understand and anticipate trends in your field of expertise to develop and update relevant best practices for the organization.

What we offer*

  • Competitive salary and annual bonus

  • 4 weeks of flexible vacation starting in the first year

  • Defined benefit pension plan that provides predictable, stable income throughout retirement

  • Group insurance including telemedicine

  • Reimbursement of health and wellness expenses and telework equipment

* Benefits apply based on eligibility criteria.

What you bring to the table

  • Bachelor's degree in math, statistics, economics, finance, or a related field

  • A minimum of six years of relevant experience

  • Please note that other combinations of qualifications and relevant experience may be considered

  • Machine learning experience: Knowledge of machine learning algorithms and their application in credit risk management

  • Experience in credit risk management and quantification

  • Knowledge of French is required

  • Intermediate knowledge of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members, and/or clients

  • Proficiency with SAS, SQL, and Python programming tools

Trade Union (If applicable)

At Desjardins, we believe in equity, diversity, and inclusion. We're committed to welcoming, respecting, and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients, and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask

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