Credit Analyst I

2 weeks ago


Montreal, Canada TD Full time

Credit Analyst I – TD Join to apply for the Credit Analyst I role at TD Location & Hours Work Location: Montréal, Quebec, Canada Hours: 37.5 hours per week Line Of Business Credit Management Compensation $65,600 - $98,400 CAD (salary range may vary based on experience, location and business needs). TD is committed to fair and equitable compensation opportunities and encourages candidates to discuss compensation with the recruiter. Department Overview TD Wealth focuses on delivering legendary client experiences to Mass Affluent and High‑Net‑Worth clients. The Credit Solutions Group provides complex structured financial solutions for Ultra‑High Net‑Worth and High Net‑Worth individuals, families, and business leaders, helping private banking clients build net worth, protect assets, and implement tax‑efficient strategies. Job Description Reporting to the Regional Credit Manager, you will work with Senior Private Bankers to provide dedicated support to Private Banking clients, primarily structuring credit and assessing creditworthiness or risk. You will review credit history, purpose of the facility, debt serviceability, and potential financial risks. Key Accountabilities Support Senior Private Bankers in booking new business by structuring, assessing, and submitting competitive credit requests in a timely manner. Assess credit risk in compliance with internal and external requirements, including financial controls and risk policies. Deliver exceptional customer service at every interaction and continuously improve the customer experience. Utilize the sales platform to understand customers’ needs. Build knowledge of the market, customers, and broader economic factors; interpret and apply the Bank’s Retail Credit Policies and Procedures. Identify and respond to changes in the business environment with action plans. Assist in cross‑selling the full range of products to maximize revenue, profit, and retention based on risk profile. Recommend, introduce, and refer appropriate Wealth and TDBFG Business Partners and Products. Ensure the supported Private Banking market meets or exceeds its LEI target. Manage relationships across business lines and ensure alignment with enterprise and regulatory requirements. Contribute to a fair, positive, and equitable environment supporting a diverse workforce. Serve as a subject‑matter expert and resource for others. Job Requirements 3–5 years of experience in personal or real estate credit. Experience with complex credit is an asset. Strong customer service orientation. Ability to engage in active dialogue with internal and external stakeholders. Solid credit, analytical, and problem‑solving skills. Excellent communication and organizational skills. Strong team player. Colleague Development & Career Growth TD offers regular leadership and development conversations, mentorship and training programs, and online learning platforms to support career progression and professional growth. Training & Onboarding We will provide training and onboarding sessions to ensure you have everything needed for success. Interview Process Recruiters will reach out to candidates of interest to schedule interviews. Outcomes are communicated via email or phone. Accommodation Your accessibility is important to us. Please let us know if you require accommodations such as accessible meeting rooms or captioning for virtual interviews. Language Requirement (Quebec Only) Sans Objet Seniority Level Mid‑Senior level Employment Type Full‑time Job Function Finance and Sales Industries Banking #J-18808-Ljbffr



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