Manager, CMHC, Portfolio Management
15 hours ago
Join a ChallengerBeing a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing things. If you’re not afraid of taking on big challenges and redefining the future, you belong with us. You’ll get to work with people who will encourage you to reach new heights. We like to keep things fun, ask questions and learn together.We are a big (and growing) family. Overall we serve more than 670,000 people across Canada through Equitable Bank, Canada's Challenger Bank™, and have been around for more than 50 years. Equitable Bank's wholly-owned subsidiary, Concentra Bank, supports credit unions across Canada that serve more than six million members. Together we have over $125 billion in combined assets under management and administration, with a clear mandate to drive change in Canadian banking to enrich people's lives. Our customers have named our EQ Bank digital platform (eqbank.ca) one of the top banks in Canada on the Forbes World's Best Banks list since 2021.The WorkThe Manager, CMHC Portfolio Management will be a key member of the Commercial Credit team. Reporting to the Senior Manager, CMHC Portfolio Management, the incumbent will lead a team of credit professionals in the management of the CMHC Portfolio. The Manager, CMHC Portfolio Management is responsible for providing day to day leadership, mentoring and guidance to team members while at the same time ensuring that the team operates efficiently and productively.The core parts of your role would be to:Establish and oversee procedures to ensure all aspects of CMHC Portfolio Management including Renewals, Assumptions, and Ad Hoc requests are thoroughly assessed and within the bank’s risk appetite, Commercial Credit Policy and the General Investment and Lending PolicyReviewing and approving all aspects of CMHC Portfolio Management submitted by commercial mortgage underwriters (including Renewals, Assumptions, and Ad Hoc requests within delegated limits and adjudicating the risk rating assessment for each fileProvide guidance and assistance to external partners in formulating and implementing processes and procedures to gather required documents and informationDevelop, implement, and maintain productive working relationship with external partners through prompt, professional and effective communicationDeliver excellent in customer service by effectively managing commitments to a variety of partners, senior management, and other internal departmentsEnsure appropriate strategies are in place to deal with problem loans in order to minimize the risk of loss for the BankProactively managing and monitoring upcoming maturities to make sure proper resource are available to handle the influx of renewals, extensions, and payoutsOversee ongoing, timely completion of reporting to support senior management and regulatory requirements (including maturities, renewal, loan extensions, Ad-Hoc, and the Quarterly Servicing Audit of CMHC loans files.)Assisting with the recruitment and hiring of new staffProviding ongoing training and guidance to staff members. This will include regular staff meetings, and one-on-one discussion with individual staff membersMotivate and support the professional growth of the team, including creation and execution of development plans, where appropriateLet's Talk About YouMinimum 7 years of experience in underwriting commercial real estate transactions including CMHC-insured multi-unit commercial mortgagesPost-secondary education (diploma/degree), preferably in business or financeBilingualism is an assetStrong leadership and coaching skills with the ability to set strong examples for colleaguesWorking knowledge of AML/ATF regulations and Corporate/Legal documentation(both direct and partner originated transactions) for commercial real estate in multiple jurisdictions across CanadaSound technical knowledge of commercial lending, financial statement analysis and factors affecting the Canadian commercial lending environmentDetail-oriented individual who possesses a high level of integrityDemonstrated service excellence with their fieldProven ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environmentProven ability to inspire a team to work toward a set of goals and objectivesSound technical knowledge of commercial real estate underwriting, financial statement analysis and factors affecting the commercial mortgage marketEffective analytical and problem-solving skillsStrong organizational and time management skillsAbility to handle multiple competing priorities and make decisions under pressureProficient in MS OfficeJob Complexities / Thinking ChallengesThe incumbent will be responsible for making sound credit approvals and recommendations as efficiently as possible without compromising credit risk. The incumbent should be prepared to manage high volumes of files within the required timelines while ensuring that all corporate policies and procedures have been followed. The incumbent will also experience the common day-to-day challenges that come with leading and supervising staffThe position requires the incumbent to be a self-starter and make sound underwriting decisions as efficiently as possible. Commercial mortgage applications can be complex in nature, requiring creative and innovative thinking and proactive problem solving. The incumbent is required to follow corporate policies, procedures, and regulatory requirements in order to properly review files and rationalize the recommendations or decisions made. In addition to exercising professional judgement, strong problem-solving skills with respect to AML/ATF risk and related documentation are required as the incumbent will be responsible for preparing and recommending risk mitigation actions to the Business Unit Compliance Officer and/or the Compliance DepartmentWhat we offer (For full-time permanent roles) Competitive discretionary bonus✨ Market leading RRSP match program
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Manager, Cmhc, Portfolio Management
3 months ago
Toronto, Canada EQ Bank | Equitable Bank Full time**Join a Challenger** Being a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
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Manager, CMHC, Portfolio Management
14 hours ago
Toronto, Canada EQ Bank | Equitable Bank Full timeJoin a ChallengerBeing a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
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Manager, CMHC, Portfolio Management
6 days ago
Toronto, Canada EQ Bank | Equitable Bank Full timeJoin a ChallengerBeing a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
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Manager, CMHC, Portfolio Management
5 days ago
Toronto, Canada EQ Bank | Equitable Bank Full timeJoin a ChallengerBeing a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
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Manager, CMHC, Portfolio Management
2 months ago
Toronto, Canada Disability Solutions Full timeJoin a ChallengerBeing a traditional bank just isn't our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what's possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing things....
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Manager, CMHC, Portfolio Management
1 month ago
Toronto, Canada EQ Bank | Equitable Bank Full timeJoin a ChallengerBeing a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
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Manager, CMHC, Portfolio Management
1 month ago
Toronto, Canada EQ Bank | Equitable Bank Full timeJoin a ChallengerBeing a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
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Manager, Cmhc, Portfolio Management
1 month ago
Toronto, ON, Canada EQ Bank | Equitable Bank Full timeJoin a Challenger Being a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
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Manager, Cmhc, Portfolio Management
1 month ago
Toronto, ON, Canada EQ Bank | Equitable Bank Full timeJoin a Challenger Being a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
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Lead CMHC Portfolio Manager
1 month ago
Toronto, Ontario, Canada EQ Bank | Equitable Bank Full timeDiscover a new challenge at EQ Bank | Equitable Bank, where innovation meets banking excellence. As a Lead CMHC Portfolio Manager, you'll play a pivotal role in shaping the future of commercial lending.About UsWe're not your traditional bank. We're big believers in disrupting the status quo and innovating the banking experience for Canadians. Our team is...
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Manager, Commercial Credit CMHC
14 hours ago
Toronto, Canada EQ Bank | Equitable Bank Full timeJoin a ChallengerBeing a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
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Manager, Commercial Credit CMHC
15 hours ago
Toronto, Canada EQ Bank | Equitable Bank Full timeJoin a ChallengerBeing a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
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Manager, Commercial Credit CMHC
4 months ago
Toronto, Canada EQ Bank | Equitable Bank Full timeJoin a ChallengerBeing a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
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Account Representative, Client Relations
7 months ago
Toronto, Canada CMHC Full time**Job Requisition ID**: 9986 **Position Status**: Temporary Full Time **Position Type**:Hybrid **Office Location**:Toronto (ON) **Travel Requirement**: Frequent **Language Designation**: English Essential **Language Skill Levels (Read/Write/Speak)**: ZZZ **Salary**: Our salaries generally range from $ 68974.7 to $ 86218.38 and are based on...
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Toronto, Ontario, Canada EQ Bank | Equitable Bank Full timeWe are seeking a seasoned Portfolio Manager to lead our Commercial Credit team in the management of the CMHC Portfolio.As a key member of our Commercial Credit team, you will report to the Senior Manager, CMHC Portfolio Management, and be responsible for providing day-to-day leadership, mentoring, and guidance to your team members. Your goal is to ensure the...
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Account Representative, Client Relations
3 months ago
Toronto, Canada CMHC Full time**Job Requisition ID**: 10611 **Position Status**: Temporary Full Time **Position Type**:Hybrid **Office Location**:Toronto (ON) **Travel Requirement**: Frequent **Language Designation**: English Essential **Language Skill Levels (Read/Write/Speak)**: ZZZ **Salary**: Our salaries generally range from $ 70354.2 to $ 87942.74 and are based on...
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Commercial Portfolio Management Lead
2 weeks ago
Toronto, Ontario, Canada Disability Solutions Full timeAt Disability Solutions, we're committed to creating a new kind of banking experience that enriches people's lives. As the Commercial Portfolio Management Lead, you'll play a key role in shaping this vision by leading a team of credit professionals in managing the CMHC portfolio.This is a challenging and rewarding opportunity for an experienced leader with a...
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Toronto, Ontario, Canada EQ Bank | Equitable Bank Full timeTransforming Canadian BankingAt EQ Bank | Equitable Bank, we're redefining the banking experience for Canadians. As a Senior Commercial Real Estate Portfolio Manager, you'll play a pivotal role in driving this change. This exciting opportunity allows you to leverage your expertise in commercial real estate transactions and CMHC-insured multi-unit commercial...
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Senior Commercial Real Estate Portfolio Manager
21 hours ago
Toronto, Ontario, Canada EQ Bank | Equitable Bank Full timeAbout EQ Bank | Equitable BankAs a challenger bank, we're committed to innovation and providing better options for Canadians. With over 50 years of experience, we serve more than 670,000 people across Canada through our digital platform, EQ Bank.Job DescriptionCommercial Credit Team LeadThe Senior Commercial Real Estate Portfolio Manager will be a key member...
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Manager, Commercial Credit CMHC
5 days ago
Toronto, Canada EQ Bank | Equitable Bank Full timeJoin a ChallengerBeing a traditional bank just isn’t our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing...
