Associate Director/Director, Commercial Financial Services

2 weeks ago

Oshawa, Canada Royal Bank of Canada Full time

Job Summary

Job Description

Note: This role may be filled at Associate Director or Director level, depending on the candidates skills and experience.

What is the opportunity?

As Associate Director/Director, Commercial Financial Services (CFS) Finance, you are part of a team of client-facing credit professionals aligned to our large commercial client segment within CFS, defined as commercial clients with annual sales revenue between $25MM and $100MM. You play a key role in realizing our business growth objectives through the structuring, delivery and management of credit for a portfolio of large commercial clients. You will lead the end-to-end credit relationship for a defined portfolio of clients with a focus on loan origination and ongoing portfolio quality oversight. You contribute to an exceptional client experience by providing superior business, financial and credit advice directly to clients.

What will you do?

  • Collaborate with client relationship managers to structure, deliver, close, and monitor loan transactions, including credit submissions to Group Risk Management (GRM) and transaction presentations to clients

  • Collaborate with client relationship managers in the preparation and presentation of credit pitches that clearly articulate advantages and benefits of proposed credit solutions to existing and potential clients

  • Demonstrate RBC’s capability to provide customized and creative credit solutions in a timely manner and deliver credit solutions that meet or exceed our client’s needs

  • Manage all aspects of the credit approval process including ComCom and GRM, developing strong working relationships with National Office personnel and risk managers.

  • Actively develop, strengthen and deepen client relationships and engage with key RBC partners including Group Risk Management, Private Banking, Corporate Client Group (including the ABL, MMLF and Mezz teams), National Specialized Solutions (e.g. Leasing, Trade Finance), Personal Banking, and others

  • Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines in order to find the appropriate mix of credit risk and structural mitigants

  • Maintain portfolio quality oversight through proactive portfolio management, including annual credit renewals, covenant monitoring and control

What do you need to succeed?

Must-have

  • Proven track record in financial and credit analysis in support of exceptional client relationship management

  • Minimum three years’ experience in commercial lending at a major financial institution

  • Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze company financial statements

  • Strong skills with Microsoft Office, as well as experience with emerging resources, communications and technology (e.g. online data resources, web-based meetings, social media, digital banking, and mobile applications)

  • Professional verbal and written communication skills with a high level of attention to detail in both written work and financial analysis

  • Strong organizational skills, ability to perform well under pressure, prioritize multiple tasks and projects, while meeting time-sensitive deadlines

Nice-to-have

  • MBA, CPA or CFA

  • Work experience in corporate lending / corporate finance

  • Trained in credit and accounting with an ability to manage complex concepts

  • Bilingual communication skills (English/French)

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

  • Ability to make a difference and lasting impact

  • Work in a dynamic, collaborative, progressive, and high-performing team

  • Opportunities to do challenging work

Job Skills

Corporate Finance, Corporate Lending, Credit Structuring, Financial Statement Analysis

Additional Job Details

Address: 90 SPARKS ST:OTTAWA

City: OTTAWA

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: PERSONAL & COMMERCIAL BANKING

Job Type: Regular

Pay Type: Salaried

Posted Date: 2024-08-29

Application Deadline: 2024-09-19

Inclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

Join our Talent Community

Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.

Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

#J-18808-Ljbffr

  • Associate Director/Director, Commercial Financial Services

    2 weeks ago

    Oshawa, Canada Royal Bank of Canada Full time

    p>As Associate Director/Director, Commercial Financial Services (CFS) Finance, you are part of a team of client-facing credit professionals aligned to our large commercial client segment within CFS, defined as commercial clients with annual sales revenue between $25MM and $100MM. You play a key role in realizing our business growth objectives through the...

  • Commercial Financial Services Director

    2 weeks ago

    Oshawa, Ontario, Canada Royal Bank of Canada Full time

    Job SummaryWe are seeking a highly skilled and experienced Commercial Financial Services Director to join our team at Royal Bank of Canada. As a key member of our Commercial Financial Services team, you will play a critical role in driving business growth and delivering exceptional client experiences.Key ResponsibilitiesClient Relationship Management:...

  • Commercial Financial Services Director

    2 weeks ago

    Oshawa, Ontario, Canada Royal Bank of Canada Full time

    Job SummaryWe are seeking a highly skilled and experienced Commercial Financial Services Director to join our team at Royal Bank of Canada. As a key member of our Commercial Financial Services team, you will play a critical role in driving business growth and delivering exceptional client experiences.Key ResponsibilitiesClient Relationship Management:...

  • Commercial Finance Director

    2 weeks ago

    Oshawa, Ontario, Canada Royal Bank of Canada Full time

    Job SummaryThis role is part of a team of client-facing credit professionals aligned to our large commercial client segment within Commercial Financial Services. As Associate Director/Director, Commercial Financial Services (CFS) Finance, you will play a key role in realizing our business growth objectives through the structuring, delivery and management of...

  • Commercial Finance Director

    2 weeks ago

    Oshawa, Ontario, Canada Royal Bank of Canada Full time

    Job SummaryThis role is part of a team of client-facing credit professionals aligned to our large commercial client segment within Commercial Financial Services. As Associate Director/Director, Commercial Financial Services (CFS) Finance, you will play a key role in realizing our business growth objectives through the structuring, delivery and management of...

  • Commercial Director

    3 days ago

    Oshawa, Ontario, Canada Aecon Full time

    About AeconAecon is a Canadian leader in infrastructure development, building what matters for future generations to thrive. We lead some of the most impactful infrastructure projects of our generation, at the forefront of transformational change in transportation and energy, and partnering every day to build, connect, power, and strengthen our...

  • Commercial Director

    3 days ago

    Oshawa, Ontario, Canada Aecon Full time

    About AeconAecon is a Canadian leader in infrastructure development, building what matters for future generations to thrive. We lead some of the most impactful infrastructure projects of our generation, at the forefront of transformational change in transportation and energy, and partnering every day to build, connect, power, and strengthen our...

  • Business Director

    1 week ago

    Oshawa, Ontario, Canada AmTrust Financial Services Full time

    Job SummaryWe are seeking an experienced Business Director to join our team at AmTrust Financial Services. As a key member of our senior staff, you will be responsible for the day-to-day management of our office operations.Key ResponsibilitiesProvide strategic support to senior staff membersOversee the transition of operations from one entity to...

  • Business Director

    1 week ago

    Oshawa, Ontario, Canada AmTrust Financial Services Full time

    Job SummaryWe are seeking an experienced Business Director to join our team at AmTrust Financial Services. As a key member of our senior staff, you will be responsible for the day-to-day management of our office operations.Key ResponsibilitiesProvide strategic support to senior staff membersOversee the transition of operations from one entity to...

  • Commercial Director

    5 days ago

    Oshawa, Canada Aecon Group Full time

    **Come Build Your Career at Aecon!** As a Canadian leader in infrastructure development, Aecon is safely and sustainably building what matters for future generations to thrive! We lead some of the most impactful infrastructure projects of our generation, at the forefront of transformational change in transportation and energy, and partnering every day to...

  • Commercial Director

    3 days ago

    Oshawa, Canada Aecon Concessions Full time

    Date: Sep 18, 2024Location: Oshawa, ON, CAOperating Sector: NuclearPosition Title: Commercial DirectorCome Build Your Career at Aecon!As a Canadian leader in infrastructure development, Aecon is safely and sustainably building what matters for future generations to thrive! We lead some of the most impactful infrastructure projects of our generation, at the...

  • Commercial Director

    3 days ago

    Oshawa, Canada Aecon Concessions Full time

    Date: Sep 18, 2024Location: Oshawa, ON, CAOperating Sector: NuclearPosition Title: Commercial DirectorCome Build Your Career at Aecon!As a Canadian leader in infrastructure development, Aecon is safely and sustainably building what matters for future generations to thrive! We lead some of the most impactful infrastructure projects of our generation, at the...

  • Commercial Director

    4 days ago

    Oshawa, Ontario, Canada Aecon Full time

    About AeconAecon is a Canadian leader in infrastructure development, building what matters for future generations to thrive. We lead some of the most impactful infrastructure projects of our generation, at the forefront of transformational change in transportation and energy, and partnering every day to build, connect, power, and strengthen our...

  • Commercial Director

    4 days ago

    Oshawa, Ontario, Canada Aecon Full time

    About AeconAecon is a Canadian leader in infrastructure development, building what matters for future generations to thrive. We lead some of the most impactful infrastructure projects of our generation, at the forefront of transformational change in transportation and energy, and partnering every day to build, connect, power, and strengthen our...

  • Commercial Director

    3 days ago

    Oshawa, Canada Aecon Full time

    Come Build Your Career at Aecon! As a Canadian leader in infrastructure development, Aecon is and building what matters for future generations to thrive! We lead some of the most impactful infrastructure of our generation, at the forefront of transformational change in transportation and energy, and partnering every day to build, connect, power, and...

  • Commercial Director

    4 days ago

    Oshawa, Canada Aecon Full time

    Come Build Your Career at Aecon! As a Canadian leader in infrastructure development, Aecon is safely and sustainably building what matters for future generations to thrive! We lead some of the most impactful infrastructure projects of our generation, at the forefront of transformational change in transportation and energy, and partnering every day to...

  • Commercial Director

    4 days ago

    Oshawa, Ontario, Canada Aecon Full time

    {"h1": "Commercial Director Job Description", "p": "At Aecon, we are seeking a highly skilled Commercial Director to support the commercial management of new and existing nuclear projects. As a key member of our team, you will be responsible for ensuring accurate and timely commercial advice is provided to the Nuclear Business.Key Responsibilities:* Overall...

  • Commercial Director

    4 days ago

    Oshawa, Ontario, Canada Aecon Full time

    {"h1": "Commercial Director Job Description", "p": "At Aecon, we are seeking a highly skilled Commercial Director to support the commercial management of new and existing nuclear projects. As a key member of our team, you will be responsible for ensuring accurate and timely commercial advice is provided to the Nuclear Business.Key Responsibilities:* Overall...

  • Commercial Director

    4 days ago

    Oshawa, Ontario, Canada Aecon Full time

    {"h1": "Commercial Director Job Description", "p": "At Aecon, we are seeking a highly skilled Commercial Director to support the commercial management of new and existing nuclear projects. As a key member of our team, you will be responsible for ensuring accurate and timely commercial advice is provided to the Nuclear Business.Key Responsibilities:* Overall...

  • Commercial Director

    4 days ago

    Oshawa, Ontario, Canada Aecon Full time

    Aecon seeks a Commercial Director to oversee contracts, risk management, and commercial advice for nuclear projects. We lead the infrastructure industry with purpose, and our people are at the heart of everything we do. We invest in our people, just like they invest in us. Our business success relies on strong execution and continuous improvement – driven...