Associate Director Commercial Credit Risk
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Lead commercial credit risk decisions at RBC in Toronto, using financial analysis and real estate expertise across corporate accounts.
As Associate Director, Commercial & Wholesale Credit Risk, you will adjudicate large corporate portfolios across Capital Markets, Corporate Client Group, and Commercial Real Estate. The work involves financial statements, Excel, credit structuring, and clear recommendations. You will help assess multiple real estate markets, asset classes, and lending structures.
Key Responsibilities:
- Provide risk decisions balancing client needs and RBC objectives
- Analyze RAF submissions and approve borrower risk rating changes
- Deliver timely credit decisions with clearly articulated rationale
- Build relationships with credit originators and internal stakeholders
- Monitor financial information, regulations, and real estate markets
Requirements:
- Strong financial statement analysis and financial analysis experience
- Advanced communication skills for articulating recommendations
- Significant Excel experience and financial model navigation
- Experience in real estate, corporate lending, or finance
- Analytical mindset managing ambiguity and competing priorities
Bring commercial credit adjudication, financial analysis, and real estate experience to RBC's Toronto risk team.
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