Solution Architect

Who We Are:

Every transaction matters. Every Canadian matters. At Interac, we protect both — driving trust, security, and inclusion, so our digital economy thrives. Founded in 1984, Interac connects Canadians through secure digital payments, advanced identity verification and industry-leading fraud protection. Connecting banks, businesses, and individuals, Interac enables millions to send, receive, and manage money safely and effortlessly every day — across both digital and physical environments. As the backbone of Canada’s financial ecosystem, Interac facilitates over 20 million transactions daily, supported by trusted partnerships with government and financial institutions. Consistently ranked as Canada’s most reputable financial technology brand, Interac is deeply embedded in the daily lives of Canadians.

Who You Will Work With:

The Solution Architect will report to the Leader, Payments Modernization. The Solution Architect ensures that business and product outcomes are enabled through cohesive, secure, resilient, and scalable technology solutions that align with Interac’s enterprise architecture standards and modernization priorities. The Solution Architect partners closely with Product, Engineering, Platform, Security, and Delivery teams to translate product strategy and delivery priorities into well designed solution architectures. Key accountabilities include solution designs across new initiatives and in flight change, reducing technical complexity and duplication, managing technical risk, and ensuring solutions are fit for purpose, operable, and compliant within a 24/7 payments environment. Solution Architects consumes enterprise standards/patterns and escalates deviations. Accountable for solution decisions within the domain.

What You Will Do:

• Lead the design of end-to-end technology solutions, ensuring alignment to product requirements, enterprise architecture standards, and non-functional requirements including availability, performance, security, and resiliency.
• Produce and maintain solution architecture artefacts such as solution design documents, UML models, architecture diagrams, interface specifications, and implementation blueprints that provide clear guidance to delivery teams.
• Promote architectural consistency by applying established architecture principles, approved design patterns, and reusable solution components across products and platforms.
• Reduce complexity, manage dependencies, and identify opportunities to simplify legacy solutions, improve maintainability, and reduce technical debt while supporting business and product objectives.
• Partner with engineering, platform, data, cloud, and operations teams to guide architectural decisions throughout the SDLC.
• Identify and mitigate technical, security, performance, integration, and operational risks early in the delivery lifecycle.
• Support pragmatic decision-making by evaluating design alternatives and balancing business priorities, delivery timelines, quality, and long-term sustainability.
• Collaborate with Product, Technology, Security, and Operations stakeholders to translate business requirements into practical solution designs.
• Communicate technical concepts, trade-offs, assumptions, and recommendations in a clear and business-relevant manner, ensuring alignment between product goals, customer outcomes, and technology delivery.
• Ensure solutions comply with enterprise standards, architecture guardrails, security policies, regulatory requirements, and operational expectations.
• Contribute to architecture reviews, shared design patterns, reference architectures, templates, and documentation standards.
• Actively support continuous improvement, knowledge sharing, engineering excellence, and adoption of cloud-native and modern architecture practices.

What You Bring:

• 7+ years of progressive technology experience, with 5 years in a Solution Architect, Technical Lead, Lead Developer, or equivalent role
• Demonstrated ability to operate within a federated architecture model by applying enterprise principles/standards/patterns in product delivery, identifying gaps, and escalating deviations and exceptions through established governance.
• Proven ability to translate business and product outcomes into end-to-end solution designs, including clear scope boundaries, assumptions, dependencies, and implementation guidance for engineering teams.
• T-shaped architecture capability spanning solution, application, integration, data, infrastructure, and security architecture, with depth in at least one domain relevant to the product area.
• Experience designing secure, resilient, scalable solutions across cloud, SaaS, and on-premises environments; strong understanding of modern integration patterns (e.g., APIs, event-driven, messaging, batch/stream processing where applicable).