Bilingual Senior Specialist, Credit Underwriting

4 weeks ago

Québec City, Canada BMO Full time
Application Deadline:

08/04/2024

Address:
VIRTUAL61 - HomeRes - QC - BMO

#B2COperations

  • Please note that the selected candidate will have to come to the Montreal office twice per month.
Analyzes new customer credit applications. Makes credit decisions / recommendations in accordance with credit-granting principles.
  • Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs.
  • Provides advice and guidance to assigned business/group on implementation of solutions.
  • Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
  • Helps determine business priorities and best sequence for execution of business/group strategy.
  • Conducts independent analysis and assessment to resolve strategic issues.
  • Collaborates with internal and external stakeholders to deliver on business objectives.
  • Ensures alignment between stakeholders.
  • Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
  • Designs and produces regular and ad-hoc reports, and dashboards.
  • Monitors and tracks performance and addresses any issues.
  • Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
  • Supports the development of tailored messaging, which may include writing, editing, and distributing communications.
  • Executes routine tasks (e.g. service requests, transactions, queries etc.) within relevant service level agreements.
  • Provides input into the planning and implementation of operational programs.
  • Adjudicates new credit applications within defined limits or recommends credit products based on sound credit granting principles.
  • Completes credit analyses to adjudicate credit applications.
  • Responds to incoming inquiries in a prompt and professional manner and escalates issues to superiors or other departments.
  • Assists customers and conducts all credit and related transactions.
  • Keeps current with established processes, policies, and regulations, and knowledge of products, credit policies, services, and relevant legal, regulatory, and technology requirements.
  • May contact customers to obtain, clarify, or confirm information.
  • Applies and documents sound credit granting applications and lending decisions.
  • Follows security and safeguarding procedures to reduce credit/lending risks.
  • Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
  • Exercises judgment to identify, diagnose, and solve problems within given rules.
  • Works independently on a range of complex tasks, which may include unique situations.
  • Broader work or accountabilities may be assigned as needed.

    Qualifications:
  • Typically between 8+ years of relevant experience and post-secondary degree in Business or a related field of study or an equivalent combination of education and experience.
  • 8+ years of mortgage underwriting experience - required.
  • Federal Housing Administration (FHA) and U.S. Department of Veterans Affairs (VA) in the U.S. - required.
  • Strong comprehension of HUD Handbook 4155.1 and 4155.2 in the U.S. - required.
  • Prior relationship management experience - preferred.
  • Expertise in credit and lending products, related regulatory requirements, and secondary market guidelines.
  • Experience with web-based approval systems (DU/LP) - required.
  • In-depth pipeline management - required.
  • Strong comprehension of complicated income structures, including income from multiple sources (e.g. self-employment, rental or trust income, etc.).
  • In-depth knowledge of competitive marketplace and trends in product offerings.
  • Ability to identify/manage potential risk.
  • In-depth knowledge of cash flow, credit, and evaluating collateral.
  • In-depth knowledge of complex credit request structures that minimize risk while providing business value to the customer.
  • Working knowledge of credit policies, procedures, principles, and philosophy.
  • Thorough knowledge of software used to capture credit applications.
  • Strong ability to analyze complex financials and tax returns.
  • Strong familiarity with credit financial analysis techniques.
  • Technical proficiency gained through education and/or business experience.
  • Verbal & written communication skills - In-depth.
  • Collaboration & team skills - In-depth.
  • Analytical and problem solving skills - In-depth.
  • Influence skills - In-depth.
  • Data driven decision making - In-depth.
This position requires proficiency in English to interact, support and/or provide services to non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

Grade:
6
Job Category:
Individual Contributor / Collaborateur
We're here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

  • Bilingual Specialist, Credit Underwriting

    2 months ago

    Québec City, Canada BMO Full time

    Application Deadline: 08/04/2024Address:VIRTUAL61 - HomeRes - QC - BMO#B2COperationsPlease note that the selected candidate will have to come to the Montreal office twice per month.Analyzes new customer credit applications. Makes credit decisions / recommendations in accordance with credit-granting principles.Develops solutions and makes recommendations...

  • Bilingual Specialist, Credit Underwriting

    4 weeks ago

    Québec City, Canada BMO Full time

    Application Deadline: 08/04/2024Address:VIRTUAL61 - HomeRes - QC - BMO#B2COperationsPlease note that the selected candidate will have to come to the Montreal office twice per month.Analyzes new customer credit applications. Makes credit decisions / recommendations in accordance with credit-granting principles.Develops solutions and makes recommendations...

  • Bilingual Senior Specialist, Credit Underwriting

    2 weeks ago

    Québec, Quebec, Canada BMO Full time

    Application Deadline: 08/04/2024Address:VIRTUAL61 - HomeRes - QC - BMO#B2COperationsPlease note that the selected candidate will have to come to the Montreal office twice per month.Analyzes new customer credit applications. Makes credit decisions / recommendations in accordance with credit-granting principles.Develops solutions and makes recommendations...

  • Bilingual Specialist, Credit Underwriting

    2 weeks ago

    Québec, Quebec, Canada BMO Full time

    Application Deadline: 08/04/2024Address:VIRTUAL61 - HomeRes - QC - BMO#B2COperationsPlease note that the selected candidate will have to come to the Montreal office twice per month.Analyzes new customer credit applications. Makes credit decisions / recommendations in accordance with credit-granting principles.Develops solutions and makes recommendations...

  • Bilingual Specialist, Credit Underwriting

    3 weeks ago

    Quebec City, Canada BMO Financial Group Full time

    VIRTUAL61 - HomeRes - QC - BMO XXXXX Quebec,X0X 0X0 - Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs. - Provides advice and guidance to assigned business/group on implementation of solutions. - Supports the execution of strategic initiatives in collaboration with internal and external...

  • Underwriting Specialist, Commercial Lines

    2 months ago

    Québec City, Canada Northbridge Financial Corporation Full time

    What it’s like to be a Northbridge Underwriting Specialist Northbridge Insurance Underwriters customize solutions for our commercial clients when they need insurance product. They work closely with our extensive broker network to develop unique solutions for all classes of risk while being responsible for servicing increasing complex accounts in...

  • Underwriting Specialist, Commercial Lines

    4 weeks ago

    Québec City, Canada Northbridge Financial Corporation Full time

    What it’s like to be a Northbridge Underwriting Specialist Northbridge Insurance Underwriters customize solutions for our commercial clients when they need insurance product. They work closely with our extensive broker network to develop unique solutions for all classes of risk while being responsible for servicing increasing complex accounts in...

  • Senior Underwriting Consultant

    2 weeks ago

    Québec City, Canada Equitable Life of Canada Full time

    Senior Underwriting Consultant - Large Case Quebec, Canada Req #2334 Friday, June 21, 2024 At Equitable, we realize that your work life is not just about performing a job; it's about being part of a workplace that helps you grow and reach your full potential. Within our friendly and collaborative work environment, we recognize that the key to our...

  • Underwriting Specialist

    4 weeks ago

    Quebec City, Canada Northbridge Financial Corporation Full time

    We’re Northbridge Insurance. We’re proud to work with Canada’s most trusted commercial broker networks. We have a reputation for being one of Canada’s leading commercial insurance providers. Our employees are dedicated to understanding the needs of our customers and creating solutions that help Canadian businesses have a safer and brighter future....

  • Senior Underwriting Consultant, Group Benefits

    3 weeks ago

    Québec City, Canada Desjardins Full time

    As a Senior Underwriting Consultant, Group Benefits, you will work with the Group Underwriting team to ensure to achieve our financial targets on the group health, life and disability income lines of business. You lead development of renewals and quotes that are complex and innovative. Your initiatives require extensive knowledge of your specialty...

  • Bilingual Underwriting Associate

    4 weeks ago

    Quebec City, Canada Sun Life Full time

    You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll...

  • Underwriting Specialist, Technical Risks

    2 weeks ago

    Québec, Quebec, Canada Northbridge Financial Corporation Full time

    What it's like to be a Northbridge Underwriting Specialist Northbridge Insurance Underwriting Specialistcustomize solutions for our clients when they need advice on technical risks. They work closely with our extensive broker network to develop unique solutions for all classes of risk while being responsible for servicing increasing complex accounts in...

  • Underwriting Specialist, Technical Risks

    4 weeks ago

    Québec City, Canada Northbridge Financial Corporation Full time

    What it’s like to be a Northbridge Underwriting Specialist Northbridge Insurance Underwriting Specialistcustomize solutions for our clients when they need advice on technical risks. They work closely with our extensive broker network to develop unique solutions for all classes of risk while being responsible for servicing increasing complex accounts...

  • Underwriter

    2 weeks ago

    Québec, Quebec, Canada Banque Laurentienne Full time

    Quebec- Finance & treasuryFull Time July 2023Laurentian Bank. Seeing beyond numbersBuilding a better and different financial institutionFinancial BenefitsWorking EnvironmentCommuting and TravellingFood and DrinksNice to haveFinancial BenefitsPension planGroup InsuranceStock purchase programMortgage, Line of Credit, Personal Loan, low interest ratesIncentive...

  • Credit Analyst

    3 weeks ago

    Québec, Canada Fairstone Full time

    WHO WE ARE: Eden Park Inc. (“EdenPark”) is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars. Since 2012, EdenPark has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast. EdenPark is a wholly owned subsidiary of Fairstone Financial Inc., which is a subsidiary...

  • Bilingual Underwriting Consultant

    2 weeks ago

    Québec, Quebec, Canada Manulife Full time

    We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and...

  • Bilingual Credit Representative

    3 weeks ago

    Quebec City, Canada Aon Full time

    Does Accounts Receivables motivate you? Are you looking for an opportunity to get your start in the commercial insurance industry? Are you looking for a motivating team that will support and mentor your growth in your career? If yes, read on! Our team is looking for a Bilingual Credit Representative. This is a hybrid role with the flexibility to work both...

  • Senior Underwriting Consultant, Group Benefits

    2 weeks ago

    Québec, Quebec, Canada Desjardins Full time

    As a Senior Underwriting Consultant, Group Benefits, you will work with the Group Underwriting team to ensure to achieve our financial targets on the group health, life and disability income lines of business. You lead development of renewals and quotes that are complex and innovative. Your initiatives require extensive knowledge of your specialty area. You...

  • Early Career: Bilingual Claims, Operations

    3 weeks ago

    Québec, Canada Chubb INA Holdings Inc. Full time

    Job Requirements Chubb is the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is distinguished by its...

  • Senior Underwriter, Commercial Insurance

    2 weeks ago

    Québec, Quebec, Canada Northbridge Financial Corporation Full time

    What it's like to be a Northbridge Senior Underwriter Our Senior Underwriters provide complete solutions for our commercial mid-market businesses. They work closely with a wide range of broker partners to get a holistic picture of each risk and make underwriting decisions that make sense for all parties. They are passionate about maintaining strong...