Analyst, Credit Analysis

2 weeks ago

Montreal, Quebec, Canada Scotiabank Full time
Join a purpose-driven winning team, committed to results, in an inclusive and high-performing culture. The Analyst, Credit Analysis & Support Team is responsible for contributing to the profitable growth and quality of the Commercial Automotive portfolio. Key responsibilities include performing credit administration tasks, financial spreading and analysis, rating activities, and monitoring of required conditions. The successful candidate will work on moderately complex financial solutions and interact with internal partners. The role requires strong organizational skills, good credit judgement, and knowledge of the Bank's lending policies, practices, and procedures. Key skills and qualifications include basic credit skills, intermediate accounting and financial statement analysis, solid problem-solving skills, and ability to use personal computer programs. The successful candidate must be able to communicate in English and French due to language requirements.

  • Perform credit administration tasks to the highest standard of quality.
  • Conduct financial spreading and analysis, rating activities, and monitoring of required conditions.
  • Work on moderately complex financial solutions and interact with internal partners.
  • Monitor portfolio requirements, collect and assimilate information from various sources, and concisely populate the information into a credit application.
  • Support the Annual Review process and preparation of credit correspondence.
  • Ensure adherence to the Bank's Anti-Money Laundering program, Know Your Customer requirements, and Guidelines for Business Conduct.

Key skills and qualifications include:



  • Basic credit skills, including familiarity with writing up deals, spreading financial statements, assessing risk, financial modeling, and drawing conclusions.
  • Intermediate accounting and financial statement analysis.
  • Solid problem-solving skills and solutions-oriented approach.
  • Well-organized and ability to multi-task.
  • Interpersonal skills to effectively interface with customers.
  • Ability to use personal computer programs, including Word, Excel, and relevant specialized software.

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