See more Collapse

Senior Analyst, Credit Risk

1 month ago

Toronto, Ontario, Canada Neo Financial Full time

Come Build a Better Financial Future for all Canadians

At Neo, we're building a more rewarding financial experience for all Canadians.

Life at a rapidly expanding tech startup is demanding, exhilarating, and not for everyone.

From world-class creative minds to brilliant engineers, it's high-performing people that make Neo a workplace with passion and purpose.

Since being founded in 2019, Neo has built incredible traction and is one of the fastest growing fintechs in Canada.

  • LinkedIn's Top Startup in Canada for 2022 and 2023
  • Top-ranked mobile apps and credit cards
  • Canada's top-rated credit card
  • Team of 700+ people
  • 1M+ customers in 3 years
  • 11K+ retail partners

High Performance at Neo

We recruit, hire, and build our company culture around these attributes:

Teamwork: We trust, respect, encourage, and show up for each other — through good times and hard. We're on this mission not just for ourselves, but also for the people we work with — and ultimately, for our customers.

Ownership: We all have a stake in Neo's success — so we go out of our way to do what needs to get done. We hold ourselves accountable to deliver on our commitments — to our customers, to our partners, and to our team. When we fall short, we find a way to do better in the future.

Professional Integrity: We're asking millions of Canadians to trust us with their hard-earned money — so we hold ourselves (and each other) to the highest standards of integrity.

The Role:

Neo is looking for an experienced and data driven individual with knowledge of credit strategies to join our team as a full-time Senior Analyst, Credit Risk in Toronto. In this role, you'll work closely with the rest of our Credit Risk team to enable a high growth portfolio, optimizing credit decisioning across the customer lifecycle. By leveraging your industry experience and advanced analytics, you'll make an immediate impact via strategic and tactical credit risk levers. You'll be contributing to our innovative, strategic, and high-performance team with a mission to improve the financial experience for all Canadians.

What you'll be doing:

  • Lead development and implementation of key portfolio management strategies to effectively drive the lending portfolio inline with business objectives; decision points across the entire lifecycle of acquisition, account management, and collections
  • Develop insights capabilities to actively monitor performance, and identify trends to enable strategic business decisions
  • Analyze risk profiles across the credit lifecycle, leveraging data analytics and machine learning to best identify exposure/opportunities
  • Performing advanced analytics and leveraging best practices to achieve statistically significant results leading to actionable outcomes
  • Collaborate with key stakeholders across the organization to integrate foundational risk practices

Who we're looking for:

  • You have 4+ years proven analytics experience, driving optimal business decisions; preferably in the Credit Risk domain
  • You bring advanced knowledge of SQL, R and Python
  • You are data-driven; eager to understand the numbers and provide meaningful insights
  • You have strong written and verbal communication skills with the ability to adapt communication to different audiences
  • You're self-organized with the ability to operate independently and prioritize effectively
  • You're a self-starter who is highly focused and driven to achieve business objectives
  • You take an extremely collaborative approach and with the ability to engage purposely with stakeholders
  • You have experience in a fast-paced environment where competing priorities, uncertain outcomes and iteration is the norm

Working at Neo

Joining Neo means betting on yourself and discovering your full potential. As individuals and as a team, we continually challenge ourselves and each other to do our best work. We're making change happen at a rapid pace — providing endless opportunities to sharpen your skills, expand your knowledge, and find new solutions to complex problems. That means rapid career progression and constant learning opportunities.

The people who thrive at Neo are resourceful, relentless, and want to win. We hold ourselves to high standards, because we're on a mission that matters — to transform financial services for the better. If that's what you're looking for, read on.

We trust, respect, and show up for each other. That means truthful conversations, frequent feedback, and working with people who push you to be your best. We're evolving quickly as an organization, we work together in person, and the pace of progress isn't for everyone. That's why we're looking for change-makers who love a challenge — who would rather blaze a trail through uncertainty than travel a well-paved road.

Our team members earn meaningful equity in the company through stock options — so Neo's growth benefits everyone who helps make it happen. That also means taking on more responsibility than you may have had at your last job. We don't get hung up on job titles or hierarchy — we're focused on doing what it takes to accomplish our mission.

Check out these videos from our employees to learn more about Working at Neo.

Apply with Us

We believe in equal opportunity, and are committed to creating an inclusive climate where everyone can thrive. Customers trust us with their finances, so successful candidates for this position will be required to undergo a security screening, including a criminal records check and a credit check.

We have other current jobs related to this field that you can find below

  • Senior Analyst Credit Risk

    5 days ago

    Toronto, Ontario, Canada EQ Bank | Equitable Bank Full time

    Being a traditional bank just isn't our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what's possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing things. Overall, we serve...

  • Credit Risk Analyst

    5 days ago

    Toronto, Ontario, Canada Ebury Full time

    Job information Credit Risk Analyst from the Company Ebury , this latest Credit Risk Analyst job vacancy is located in the city Toronto, ON located in the country Canada . This latest job opening is open to job seekers who have the latest education / graduate Bachelor Degree . Job Vacancies in this Finance field have been opened and published up to the...

  • Data Analyst senior Credit Risk

    5 days ago

    Toronto, Ontario, Canada Tundra Technical Solutions Inc. Full time

    The Credit Risk Data Analyst will work directly with the Global Retail Data Office and credit risk departments across International banking to analyze, validate, and report on the performance of new and existing customers by ensuring data with the necessary granularity and accuracy is available for Portfolio Monitoring, modeling, and analytics. Through...

  • Senior Credit Risk Analyst

    4 days ago

    Old Toronto, Ontario, Canada Canadian Imperial Bank of Commerce Full time

    Senior Credit Risk Analyst page is loaded Senior Credit Risk Analyst Apply locations Toronto, ON time type Full time posted on Posted 2 Days Ago job requisition id We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients. At CIBC, we embrace your...

  • Credit Risk Analyst

    5 days ago

    Toronto, Ontario, Canada Canadian Imperial Bank of Commerce Full time

    Senior Credit Risk Analyst page is loaded Senior Credit Risk Analyst Apply locations Toronto, ON time type Full time posted on Posted Yesterday job requisition id We're building a relationship-oriented bank for the modern world. The role is responsible for providing efficient operational support while maintaining compliance with internal controls and...

  • Credit Risk Analyst

    5 days ago

    Old Toronto, Ontario, Canada Ebury Full time

    Job Description:Job information Credit Risk Analyst from the Company Ebury, this latest Credit Risk Analyst job vacancy is located in the city Toronto, ON located in the country Canada . This latest job opening is open to job seekers who have the latest education / graduate Bachelor Degree . Job Vacancies in this Finance field have been opened and published...

  • Credit Risk Analyst

    5 days ago

    Toronto, Ontario, Canada Ebury Full time

    Ebury is a hyper-growth FinTech firm, named in as one of the top FinTechs to work for by Glassdoor and AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration. Your Role We are building out our Credit Risk function here in Toronto, Ebury's main Canadian office, and...

  • Risk & Credit Analyst

    5 days ago

    Toronto, Ontario, Canada Questrade Financial Group Full time

    Questrade Financial Group (QFG) of Companies is committed to helping Canadians become much more financially successful and secure. We are everything a traditional financial institution is not. Our vision is to revolutionize financial services for the benefit of Canadians by providing the most innovative and cost efficient financial services online.That's why...

  • Credit Risk Analyst

    4 days ago

    Toronto, Ontario, Canada KEB Hana Bank Canada Full time

    Job Title:Credit Risk Analyst- Dept/Br:Credit Department Credit Planning- Reports to:Manager, Credit Department Credit Planning and Vice President, Credit Department Credit PlanningJOB SUMMARY"Credit Risk Analyst" is responsible for completing analysis, submissions for portfolio monitoring reports to related stakeholders and conducting research & advising...

  • Business Analyst Credit Risk

    5 days ago

    Toronto, Ontario, Canada IFG International Financial Group Ltd Full time

    Our client, a large financial institution, is looking for a Business Analyst, Counterparty Credit Risk – Standardized Approach for a 10-month contract located in Toronto. This is an excellent opportunity for a business analyst with a financial services background. As a Business Analyst, Counterparty Credit Risk – Standardized Approach, your duties will...

  • French Speaking Credit Risk Analyst

    5 days ago

    Toronto, Ontario, Canada Ebury Full time

    Ebury is a hyper-growth FinTech firm, named in as one of the top 15 European Fintechs to work for by AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration. French Speaking Credit Risk Analyst - Ebury Toronto Office Work Pattern: 4 days in the office, 1 day from...

  • French Speaking Credit Risk Analyst

    5 days ago

    Toronto, Ontario, Canada Ebury Full time

    Ebury is a hyper-growth FinTech firm, named in 2021 as one of the top 15 European Fintechs to work for by AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration.French Speaking Credit Risk Analyst - Ebury Toronto OfficeWork Pattern:4 days in the office, 1 day from...

  • Senior Credit Analyst

    5 days ago

    Toronto, Ontario, Canada S I Systems Full time

    Senior Credit Analyst to analyze and manage credit related activities within a large banking environment Our large banking client is looking for a Senior Credit Analyst to analyze and manage credit related activities. Please note This is a hybrid work environment where individuals are required to work onsite at the downtown Toronto office 4 days/week. 6+...

  • Business Analyst, Counterparty Credit Risk

    5 days ago

    Toronto, Ontario, Canada IFG International Financial Group Ltd Full time

    Our client, a large financial institution, is looking for a Business Analyst, Counterparty Credit Risk – Standardized Approach for a 10-month contract located in Toronto. This is an excellent opportunity for a business analyst with a financial services background. As a Business Analyst, Counterparty Credit Risk – Standardized Approach, your duties...

  • Senior Risk Analyst

    4 days ago

    Toronto, Ontario, Ontario, Canada The Mirillion Group Full time

    Position Overview:We are seeking a detail-oriented and experienced Senior Analyst to join our client's Middle Office team. The Senior Risk Analyst will play a critical role in identifying, assessing, and mitigating financial and operational risks associated with our energy trading activities. This position requires a deep understanding of market...

  • Senior Credit Risk Manager

    4 days ago

    Toronto, Ontario, Canada Vaco Full time

    Our client is looking for a Senior Credit Risk Manager for a full time role. Responsibilities:Design and deliver regular credit metrics reporting, portfolio composition and performance for key internal stakeholdersLead the development, review, and update to the Bank's mortgage underwriting policy Conduct independent challenge over the Bank's credit...

  • Senior Credit Analyst

    2 weeks ago

    Toronto, Ontario, Canada SADA Full time

    Senior Credit Analyst Your MissionThe Senior Credit Analyst focuses on supporting the CGO, DD, SF and Collections team by being a key point of contact for handling credit reviews of new and existing customers. This senior position is instrumental in managing credit reviews for SADA and managing risk for startups, public, private and complex customer deals....

  • Senior Credit Risk Manager

    6 days ago

    Toronto, Ontario, Ontario, Canada Vaco Full time

    Our client is looking for a Senior Credit Risk Manager for a full time role. Responsibilities:Design and deliver regular credit metrics reporting, portfolio composition and performance for key internal stakeholdersLead the development, review, and update to the Bank’s mortgage underwriting policy Conduct independent challenge over the Bank’s credit...

  • Senior Analyst, Global Credit

    4 days ago

    Old Toronto, Ontario, Canada OMERS Oxford Properties Group Full time

    Senior Analyst, Global Credit page is loaded Senior Analyst, Global Credit Apply locations Toronto, Canada time type Full time posted on Posted 7 Days Ago job requisition id JR-6115 Why join us?Are you looking to join a dynamic pension plan that embodies the strong values of its 500,000 members and is an industry leading global investor? If so, we would...

  • Senior Director, Corporate Credit Risk

    5 days ago

    Toronto, Ontario, Canada MCAN Mortgage Corporation Full time

    Our people are our best assets and are made up of respected industry innovators, influencers, and big thinkers. Our business isn't selling mortgages, it's building relationships. We are also thrilled to be recognized on the 2022 list of Best Workplaces for Women We're looking for a Senior Manager, Credit (Contract) to join the MCAN's Risk family. ...