VP, Credit Risk Management

1 week ago


Toronto, Ontario, Canada Neo Financial Full time
At Neo, we're building a more rewarding financial experience for all Canadians.
Life at a rapidly expanding tech startup is demanding, exhilarating, and not for everyone.

From world-class creative minds to brilliant engineers, it's high-performing people that make Neo a workplace with passion and purpose.

LinkedIn's Top Startup in Canada for 2022 and 2023
~ Top-ranked mobile apps and credit cards
~ Canada's top-rated credit card
~ High Performance at Neo
We recruit, hire, and build our company culture around these attributes:

We're looking for a Vice President, Credit Risk to partner with our founding team to continue building and scaling the business through our next phases of growth.

Oversee the strategy and execution of Neo's consumer credit risk and lending functions in order to effectively enable sound strategies, to develop and implement appropriate lending products and services.

Develop and oversee the creation of credit risk and lending tools, systems, and processes to enable effective and scalable decision-making throughout the company, providing critical risk information and insights to all relevant stakeholders (Board, investors, CEO, senior management team, etc.)
Grow Neo's capabilities in industry leading risk management practices by staying up to date on emerging trends and technologies and adopting them where appropriate
Work with the management team to develop and execute corporate strategy and business plans to ensure that the company attains its short and long-term growth objectives
Provide a risk lens and thought leadership on strategic opportunities to grow and scale the business that balances Neo's growth objectives with its risk tolerance
Manage all credit risk and loss mitigation strategies and operations for the company, ensuring effective end to end lifecycle management of our customers
Lead the development and oversight of strategic initiatives that enhance credit risk management performance
Manage and support cross functional initiatives, including large scale implementations, to ensure projects have adequate credit risk representation and leadership
Evaluate, improve and help build cross-company processes that are efficient and scalable; assist with crafting and realizing company policies and procedures that institutionalize proper controls
Collaboration with key stakeholders across the organization to integrate foundational risk practices
A minimum of 10 years of extensive senior leadership experience in leading and developing consumer credit risk functions at a fast-growing organization, preferably within the tech space
Extensive knowledge of and experience with consumer credit risk management and loss mitigation
ability to develop concise summaries of complex analyses and data appropriate for various levels of consumption ranging from board members to team members across the company
Commercial orientation with P&L understanding of Consumer lending products
A business leader with strong experience building and scaling a risk team
Experience overseeing complex projects through completion
Entrepreneurial DNA - comfortable building a business from the ground up, making decisions in the face of ambiguity (but make data-driven decisions when possible) and dealing with major challenges along the way with poise
Excellent EQ - managing relationships with a large external network of partners, as well as building and managing an internal team

We hold ourselves to high standards, because we're on a mission that matters — to transform financial services for the better.

Our team members earn meaningful equity in the company through stock options — so Neo's growth benefits everyone who helps make it happen.

Check out these videos from our employees to learn more about Working at Neo.

Customers trust us with their finances, so successful candidates for this position will be required to undergo a security screening, including a criminal records check and a credit check.

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