Manager, Enterprise Risk
3 weeks ago
Our Client:Our client is one of the top five largest Canadian Credit Unions committed to delivering good, caring, and transparent financial services as a supportive partner and advisor.What You Will Achieve in This Role:Reporting to the Director of Enterprise Risk, the Manager of Commercial Credit and Enterprise Risk oversees the credit risk program for our client’s commercial arm and its subsidiary. The role involves developing, recommending changes, and maintaining policies for Commercial Credit at both the Board and management levels.Enterprise Risk Management:Assists in executing the Enterprise Risk Management program acting as the second line of defense.Policy Development and Maintenance:Create, develop, and maintain ERM policies, procedures, and practices related to commercial credit risk.Ensure compliance with regulatory requirements through ongoing industry research and interpretation.Monitor market conditions to identify emerging issues and potential impacts or opportunities for the commercial credit portfolio.Credit Assessment Process:Develop guidelines for evaluating disbursed loans and mortgages to achieve commercial lending quality objectives.Enhance and ensure effective execution of the commercial credit assessment process within the Risk Appetite Framework.Risk Monitoring and Reporting:Assess and monitor risks and exposures against the Risk Appetite Framework and policies.Monitor commercial credit portfolio risk indicators, trends, and adherence to policy limits; generate reports for Senior Management and Board Committees.Policy Evaluation and Review:Evaluate policies to adhere to applicable regulatory requirements.Review and recommend changes to commercial credit authorities to the Credit Risk Management Committee (CRMC).Model Evaluation and Internal Controls:Evaluate the appropriateness and effectiveness of internal commercial credit risk rating models.Assess the adequacy of the internal control environment and collaborate with business units for improvements.Stakeholder Collaboration:Collaborate with various departments (Credit Operations, Business Management Office, Collections, etc.) to manage risk and credit quality.Act in an advisory capacity on commercial credit risk issues and participate in approved projects impacting commercial credit risk.Reporting and Stress Testing:Oversee the production of quarterly commercial credit risk reports and periodic commercial watch lists for CRMC.Maintain the stress testing policy and execute the periodic stress testing program.Specialized Tasks:Responsible for commercial credit due diligence related to partnership opportunities (mergers, acquisitions).Support the Director of ERM in other tasks as required.Expectations/Outcomes:Adequate monitoring of the commercial credit portfolio within regulatory limits, policy limits, and risk appetite levels.Achievement of targets on delinquency and provision for loss.Balance between risk and reward, ensuring the protection of members' assets.Continuous improvement and enhancement of the Enterprise Risk Management program.Timely and informed communication to the Executive Leadership Team, Board of Directors, and regulators on Commercial credit risk.What You Must Bring to This Role:A minimum of 3 years of commercial credit experience with a proven track record conducting post-funding reviews, ensuring compliance with policies, and compiling results for reporting purposes.Must have experience in commercial credit portfolio monitoring, risk indicators, trends, and migration.Must have an understanding of commercial underwriting and how policies are applied, with proven experience in managing and updating credit policies with the ability to recommend changes and enhancements to existing policies, ensuring alignment with internal controls.Must have experience conducting risk assessments, inherent risks, and quantifying risks, with a general understanding of what a control program is.Ability to create, develop, and maintain ERM policies, procedures, and practices related to commercial credit risk.Proficiency in assessing and monitoring risks against the Risk Appetite Framework and policies, with the ability to evaluate the internal control environment and collaborate with business units for continuous improvement.Must have knowledge of OSFI regulations and mandates, with a demonstrated ability to apply regulatory requirements to risk management practices.Exposure to operational risk concepts and resilience in a regulatory environment is an asset.
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Manager, Enterprise Risk Management
3 weeks ago
Toronto, ON, Canada EightSix Network Inc Full timeOur client is a leading residential mortgage insurer renowned for offering mortgage default insurance to Canadian residential mortgage lenders. What You Will Achieve in This Role: As the Manager of Enterprise Risk Management (ERM), you will play a pivotal role in developing and implementing elements to support the ERM program within our client’s...
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Manager, Enterprise Risk
10 hours ago
Markham, ON, Canada Robertson & Company Ltd. Full timeReports to the Head of Enterprise Risk Management. Key ResponsibilitiesDevelop and update stress testing modelsEnsure accuracy in predicting portfolio migrations over time and capturing the nuances of BAU and stress scenariosContribute to the redevelopment of models and Model Risk Framework, primarily focused on Credit RiskLead the development,...
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Manager, Enterprise Risk
21 hours ago
Markham, ON, Canada Robertson & Company Ltd. Full timeReports to the Head of Enterprise Risk Management. Key ResponsibilitiesDevelop and update stress testing modelsEnsure accuracy in predicting portfolio migrations over time and capturing the nuances of BAU and stress scenariosContribute to the redevelopment of models and Model Risk Framework, primarily focused on Credit RiskLead the development,...
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Manager, Enterprise Risk Management
1 month ago
Toronto, ON, Canada Robertson & Company Ltd. Full timeOur Client: Our client is a leading residential mortgage insurer renowned for offering mortgage default insurance to Canadian residential mortgage lenders. What You Will Achieve in This Role: As the Manager of Enterprise Risk Management (ERM), you will play a pivotal role in developing and implementing elements to support the ERM program within our...
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Manager, Enterprise Risk Management
1 week ago
Toronto, ON, Canada Robertson & Company Ltd. Full timeOur Client: Our client is a leading residential mortgage insurer renowned for offering mortgage default insurance to Canadian residential mortgage lenders. What You Will Achieve in This Role: As the Manager of Enterprise Risk Management (ERM), you will play a pivotal role in developing and implementing elements to support the ERM program within our...
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Manager, Enterprise Risk Management
4 weeks ago
Toronto, ON, Canada Robertson & Company Ltd. Full timeOur Client:Our client is a leading residential mortgage insurer renowned for offering mortgage default insurance to Canadian residential mortgage lenders.What You Will Achieve in This Role:As the Manager of Enterprise Risk Management (ERM), you will play a pivotal role in developing and implementing elements to support the ERM program within our client’s...
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Manager, Enterprise Risk Management
3 weeks ago
Toronto, ON, Canada Robertson & Company Ltd. Full timeOur Client:Our client is a leading residential mortgage insurer renowned for offering mortgage default insurance to Canadian residential mortgage lenders.What You Will Achieve in This Role:As the Manager of Enterprise Risk Management (ERM), you will play a pivotal role in developing and implementing elements to support the ERM program within our client’s...
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Manager, Enterprise Risk Management
1 week ago
Toronto, ON, Canada Robertson & Company Ltd. Full timeOur Client:Our client is a leading residential mortgage insurer renowned for offering mortgage default insurance to Canadian residential mortgage lenders.What You Will Achieve in This Role:As the Manager of Enterprise Risk Management (ERM), you will play a pivotal role in developing and implementing elements to support the ERM program within our client’s...
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Manager, Enterprise Risk Management
1 week ago
Toronto, ON, Canada Robertson & Company Ltd. Full timeOur Client:Our client is a leading residential mortgage insurer renowned for offering mortgage default insurance to Canadian residential mortgage lenders.What You Will Achieve in This Role:As the Manager of Enterprise Risk Management (ERM), you will play a pivotal role in developing and implementing elements to support the ERM program within our client’s...
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Enterprise Risk Management
3 weeks ago
Toronto, ON, Canada Affirm Full timeAffirm’s Enterprise Risk Management (ERM) team is focused on enabling informed risk based decisions by establishing enterprise standards, governance practices and independent risk oversight programs to safeguard our business, people and brand. We’re seeking an Enterprise Risk Management (ERM) Manager to support existing ERM programs and contribute to...
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Manager, Enterprise Risk Management
1 week ago
Toronto, Canada CAPREIT Full time: **Position Summary**:The Manager, Enterprise Risk Management will work with the Director, Risk Management & Insurance, and the Senior Director, Internal Audit in the development and execution of the enterprise risk management program across all business functions at CAPREIT. **Responsibilities**: - Assisting business functions across the organization to...
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Manager, Enterprise Risk Management
3 days ago
Toronto, Canada CAPREIT Full time: **Position Summary**:The Manager, Enterprise Risk Management will work with the Director, Risk Management & Insurance, and the Director of Internal Audit in the development and execution of the enterprise risk management and compliance frameworks across all business functions at CAPREIT. **The Manager, Enterprise Risk Management is responsible for**: -...
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Manager, Enterprise Risk Management
2 weeks ago
Toronto, Canada Questrade Financial Group Full timeQuestrade Financial Group (QFG) of Companies is committed to helping our customers become much more financially successful and secure. We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about...
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Enterprise Risk Management Consultant
2 days ago
Toronto, Canada Toronto Hydro Full time**WORK ILLUSTRATION**: Responsible for the design, development, implementation, management, and maturity of the organization’s enterprise risk management and strategic project risk management programs. Responsible for collaborating with internal stakeholders at all levels to provide advice, consultation and recommendations for the alignment and integration...
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Manager, Enterprise Risk Management
4 days ago
Toronto, Canada Teranet Full time**Who We Are** Teranet is Canada’s leader in the delivery and transformation of statutory registry services with extensive expertise in land and commercial registries. We also market insightful property and data solutions, as well as practice management automation to thousands of customers in the real estate, financial services, government, utilities, and...
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Manager, Enterprise Risk Management
2 months ago
Oakville, ON, Canada Sagen Full timePosted Monday, March 18, 2024 at 4:00 AM Job Summary Reporting to the Director, Enterprise Risk Management & QA , this position is responsible for developing and implementing elements that will support the Enterprise Risk Management program. This position will be responsible for performing risk-related work on key initiatives, contributing to ongoing risk...
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Manager, Enterprise Risk Management
1 month ago
Toronto, Canada Robertson & Company Ltd. Full timeOur Client: Our client is a leading residential mortgage insurer renowned for offering mortgage default insurance to Canadian residential mortgage lenders. What You Will Achieve in This Role: As the Manager of Enterprise Risk Management (ERM), you will play a pivotal role in developing and implementing elements to support the ERM program within our...
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Manager, Enterprise Risk Management
1 month ago
Toronto, Canada Robertson & Company Ltd. Full timeOur Client: Our client is a leading residential mortgage insurer renowned for offering mortgage default insurance to Canadian residential mortgage lenders. What You Will Achieve in This Role: As the Manager of Enterprise Risk Management (ERM), you will play a pivotal role in developing and implementing elements to support the ERM program within our...
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Manager, Enterprise Risk Management
1 month ago
Toronto, Canada Robertson & Company Ltd. Full timeOur Client:Our client is a leading residential mortgage insurer renowned for offering mortgage default insurance to Canadian residential mortgage lenders.What You Will Achieve in This Role: As the Manager of Enterprise Risk Management (ERM), you will play a pivotal role in developing and implementing elements to support the ERM program within our client’s...
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Manager, Enterprise Risk Management
1 month ago
Toronto, Canada Robertson & Company Ltd. Full timeOur Client: Our client is a leading residential mortgage insurer renowned for offering mortgage default insurance to Canadian residential mortgage lenders. What You Will Achieve in This Role: As the Manager of Enterprise Risk Management (ERM), you will play a pivotal role in developing and implementing elements to support the ERM program within our...