Mortgage Loan Processor
6 days ago
Qualify all loan and mortgage opportunities by conducting member interviews, analyzing relevant financial information, verifying loan application information, and investigating other considerations affecting loan viability.
Recommend mortgages, consumer loans and other loans such as lines of credit and overdrafts for approval/decline to the Manager, Retail Lending.
Review Personal and Home Equity Lines of Credit.
on debt consolidations) and information to members on loan services and deposit products offered through the credit union.
Conduct credit investigations (credit bureau), security inspections and searches as required; Prepare and process all appropriate documents associated with loans and mortgage approvals including, insurance and cheque disbursements as needed; Maintain strict adherence to credit union operating procedures, lending policies and procedures within assigned authorities and responsibilities.
Three or more (3+) years of experience in loan and mortgage underwriting in a credit union or chartered bank.
The ability to evaluate and analyze documentation to ensure appropriate due diligence and risk assessments are conducted.
Intermediate Excel and Word skills, proficiency with computers and are comfortable working in banking systems.
Comprehensive analysis of borrower requirements and qualifications.
Knowledge of how to read any credit bureau in detail to look for potential red flags.
Time management, planning and prioritization abilities.
Strong Assets:
Credit union experience
Latvian or Estonian proficiency
DNA banking system experience and/or Technicost Loan Origination System experience
We offer competitive compensation and benefits, on the job training, and a non-competitive, friendly work environment.
NBCU is committed to meeting the needs of all individuals in accordance with the Accessibility for Ontarians with Disabilities Act (AODA).
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