On The Job Trainee

Underwriting Trainee Location: In-Office on-site - Kingston office

Empire life is looking to hire two Underwriting Trainees to join our Retail Underwriting team
The Underwriting Trainee works to become an underwriter through self-study and on-the-job training. In addition, you will be actively involved in the underwriting process, basic decision-making and the assessment of risk. The selected candidates are guided by defined procedural constraints and work under the moderate supervision of the Manager, Underwriting.
As an Underwriting Trainee, you’ll learn how to review life insurance applications while analyzing, assessing, evaluating, and quantifying risk based on several factors such as medical history, financials, and other determining factors. This is a paid program as you will be reviewing live cases and shadowing colleagues leading up to more independent underwriting towards the end of the training.
Impactful work - get the opportunity to work on meaningful projects that have a positive impact on our customers, our company, and society as a whole.
# Play an integral role - this is an opportunity that allows for you to grow your skills, while directly contributing to the business unit you are a part of.
# Diversity, equity, and inclusion - we are committed to creating a diverse, equitable, and inclusive workplace and welcome candidates who share this commitment.


Completes basic risk assessments of individual life insurance applications
Provides basic risk assessments and related support to Empire Life and to the Retail New Business Operations unit
Participates in the basic risk assessment of individual life insurance applications
Support and provide a high level of customer service to our customers and distribution partners via telephone and email
Performs underwriting tasks such as screening applications, assisting in obtaining underwriting requirements and making basic underwriting decisions within an established decision framework
Involved in active on-the-job training
1-3 years work experience in a professional environment
~ Knowledge of word processing, spreadsheet, email, internet and database computer software
~ Bilingualism (English/French) is an asset
~ Working towards completion of ALU 1 and UND 386 considered an asset
~ Clear writing, listening and verbal communication skills
~ Well-developed customer relations skills
~ Ability to work independently and as a team member


For permanent full-time positions, Empire Life offers a comprehensive total rewards package that includes:
Competitive salaries with annual pay increases
Annual bonus program, which recognizes both strong company performance and individual contributions, for non sales positions
A comprehensive employer-funded benefits package starting from day one of employment, that includes life insurance, disability, health and dental and a generous health account
Flexible work arrangements and an annual allotment of personal health days.
Four weeks annual vacation from hire date
A defined contribution pension plan with generous employer matching
Top up programs for parental leave and compassionate leave
A cash employee referral program
We celebrate diversity, are committed to creating an inclusive environment, and welcome everyone to participate in our application process. Applicants will receive equal consideration without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, disability, or age.
Empire Life welcomes applications from people with disabilities and disabled people. Accommodations are available upon request for candidates taking part in all aspects of the screening and selection process.