Senior Associate, Financial Planning

Join us to build a more rewarding financial future for all Canadians . At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly expanding tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada. #1 Fastest Growing Company in Canada for 2024 by Globe & Mail Deloitte’s Fast 50 in Canada Winner for 2023 and 2024 LinkedIn’s Top Startup in Canada for 2022 and 2023 Top-ranked mobile apps and credit cards Team of 700+ people 1M+ customers 10K+ retail partners The Role We are seeking a highly motivated and analytical Senior Associate, Financial Planning & Analysis (FP&A) to join our Finance team. Reporting to the Head of FP&A, Product Economics , this individual will play a critical role in supporting the company’s financial planning, forecasting, and performance analysis activities. This is an exciting opportunity for a detail-oriented professional who thrives in a fast-paced, high-growth environment and brings a strong financial acumen and a passion for the FinTech space to contribute significantly to our strategic decision-making and continued success. What You’ll Be Doing Financial Planning & Analysis — Support the finance business partnering processes, with a primary focus on Neo’s Lending division by collaborating with various department heads to develop comprehensive financial plans. Prepare detailed financial forecasts (monthly, quarterly, rolling), analyze variances to forecasts, and provide insightful commentary on key drivers. Develop and maintain complex financial models to support strategic initiatives, scenario planning, and business case development. Conduct in-depth analysis of financial performance, identifying trends, risks, and opportunities. Reporting & Insights — Prepare presentations, insights and make recommendations to the Senior Leadership Team to guide strategic decision making. Develop dashboards and KPIs to track business performance and provide actionable insights. Clearly articulate financial results and provide recommendations to drive operational efficiency and achieve financial targets. Business Partnership — Partner with business leaders in Neo’s Banking division to provide financial guidance, analytical support and drive financial accountability. Assist in evaluating business opportunities by providing ad-hoc financial analysis to support strategic decision making. Proactively identify areas for process improvement and efficiency within the finance function and across the organization. Who We Are Looking For Education: A university degree in Business, Finance or Accounting. CPA, CFA or MBA is a plus Experience: 3–5 years of work experience in an analytical role, with preference given towards FP&A and/or Lending focus Financial Modeling: Expert-level proficiency in financial modeling, including advanced Excel skills (e.g., pivot tables, VLOOKUPs, Sumifs, array formulas) Data and Visualization: Experience with data querying languages and BI tool proficiency Analytical Skills: Strong analytical and problem-solving skills with the ability to interpret complex data and translate it into actionable insights Communication: Excellent written and verbal communication skills, with the ability to present complex financial information clearly and concisely to non-finance stakeholders Attention to Detail: Meticulous attention to detail and a high level of accuracy in all financial work Proactiveness: Self-starter with the ability to work independently and collaboratively in a fast-paced, dynamic environment FinTech Interest: A genuine interest in the FinTech industry and an understanding of its unique financial drivers and challenges Bonus Points If You Have Familiarity with the financial services industry Experience in a company that has gone through a significant growth phase Working At Neo The people who thrive at Neo are resourceful, growth-oriented, and driven to win. We hold ourselves to high standards because we’re on a mission that matters: to build a more rewarding financial future for all Canadians. As individuals and as a team, we constantly challenge ourselves and each other to do our best work for our customers. Our commitment to customer success drives everything we do, from building intuitive products to providing exceptional support at every step of their journey. We trust, respect, and support each other. This means honest conversations, constructive input, and continuous support. You’ll be surrounded by people who push you to be your best. We primarily collaborate in person across our Calgary, Winnipeg, and Toronto offices. As we evolve rapidly, we’re looking for change-makers who thrive on challenge—people who would rather blaze a trail through uncertainty than follow a well-paved path. All team members have a stake in Neo’s success and earn meaningful equity through stock options. This ownership mindset is at the heart of everything we do — when Neo grows, we all grow. If you’ve heard that Neo employees work hard, it’s true. We hold ourselves accountable for delivering on our commitments to our customers, partners, and each other. Working at Neo means taking ownership of your work and driving results, knowing that your contributions directly impact the company’s success. Apply With Us We believe in equal opportunity and are committed to creating an inclusive climate where everyone can thrive. Customers trust us with their finances, so successful candidates for this position will be required to undergo a security screening, including a criminal records check and a credit check. By continuing with your application, you agree to the Candidate Privacy Notice which guides how we process your personal information for the purpose of your application. #J-18808-Ljbffr