Senior Compliance Business Oversight Analyst, Canadian Banking Compliance

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Compliance Pay Details: $76,800 - $115,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. TEAM OVERVIEW Canadian Banking Compliance (CBC) is responsible for overseeing Regulatory Compliance in accordance with the Enterprise Regulatory Compliance Management (RCM) Framework. We provide ongoing regulatory support for Canadian Banking lines of business as mandated under the primary governing regulatory body, the Financial Consumer Agency of Canada (FCAC). JOB DESCRIPTION Reporting to the Manager, the Senior Compliance Business Oversight Analyst will be a member of the Canadian Banking Compliance (CBC) team, and support and execute the accountabilities of our Regulatory Compliance Management (RCM) Program and provide objective guidance and independent challenge to Canadian Banking for managing regulatory compliance risk. The successful candidate will act as a subject matter expert on Monitoring & Testing, specifically the Laws, Rules and Regulations (LRRs) applicable to Canadian Banking businesses, including consumer protection (under the federal Bank Act or provincial consumer protection legislation), CDIC and Privacy. This subject matter expertise is leveraged to execute the CBC RCM Program, with specific focus on Monitoring & Testing (M&T) and Issues Management. KEY ACCOUNTABILITIES Coordinate and/or lead the annual Monitoring & Testing (M&T) planning process Develop, maintain, and communicate dashboard(s) and/or metrics to track and report on annual M&T plan progress Develop and maintain various M&T reporting to management (e.g., quarterly reporting, board reporting) Develop and execute Compliance M&T activities in accordance with established Standards and Procedures to achieve completion within target timelines Conduct skilled analytical research and analysis as part of Compliance M&T engagements Work collaboratively with key partners throughout engagements (e.g., Risk Owners, CBC Compliance Unit, Compliance Testing team) Present objective and independent opinion on the adequacy of Regulatory Compliance Management (RCM) processes and controls in accordance with regulatory and internal requirements Proactively identify matters which require additional attention, further escalation, or review, and liaise with the appropriate groups to resolve Provide objective review and challenge to businesses through monitoring and/or testing activities Assist in the development and implementation of appropriate Compliance policies, processes and controls for continued alignment to the Enterprise Regulatory Compliance Management Framework, and associated Standards and Procedures Work with Compliance and business management and external business partners (e.g., Internal Audit, external consultants) to respond to regulatory requests, findings, audits and/or examinations Identify and execute on opportunities to streamline processes within team, using resources available (e.g. automation tools as applicable) Develop analysis and insights for reporting identified or emerging risks to senior management within Compliance, the business, applicable Boards, and regulators as required Assist to develop and/or present focused RCM training internally within the team and/or to Risk Owners EMPLOYEE / TEAM Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and promote timely communication of issues/ points of interest Provide thought leadership and / or industry knowledge for own area of expertise and participate in knowledge transfer within the team and business Keep current on emerging trends / developments and grow knowledge of the business, related tools and techniques Participate in personal performance management and development activities, including cross training within own team Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships Contribute to a fair, positive and equitable environment that supports a diverse workforce BREADTH & DEPTH Expert level professional role requiring in-depth knowledge / expertise in Compliance and working knowledge of broader related areas Strong critical thinking, organizational and problem-solving skills Has the ability to understand regulatory requirements and apply that knowledge to business-specific scenarios Strong interpersonal skills with the ability to interact at all levels of the Bank with superior organizational awareness Oversees and / or independently performs work from end to end, executing on more complex and / or non-standard requests Performs complex analysis and reporting Delivers on priorities under tight deadlines in an evolving, sometimes ambiguous environment Excellent written and oral communication skills EXPERIENCE & EDUCATION Undergraduate degree or equivalent work experience (5+ years) Experience in Internal Audit or Compliance Experience with PowerPivot, Power Query, Power BI, Python, SQL Experience querying, cleansing, transforming, and analyzing large volumes of data Experience in Canadian Banking considered an asset Knowledge of risk management environment, RCM Standards and regulations and controls Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more Additional Information We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. Language Requirement (Quebec only) Sans Objet #J-18808-Ljbffr