Commercial Mortgage Underwriter

12 hours ago

Toronto, Ontario, Canada EQ Bank Full time $80,000 - $120,000 per year
Join a Challenger
Being a traditional bank just isn't our thing, so we challenge ourselves to get creative in providing innovative banking solutions for Canadians.
How do we get there? With a talented team of inquisitive and agile challengers that break through the status quo. So, if you're passionate about redefining the future of banking—while having fun—this could be your next big opportunity.
Our company continues to grow, and today we serve more than 670,000 people across Canada through Equitable Bank, Canada's Challenger Bank, and have been around for more than 50 years. Equitable Bank's wholly-owned subsidiary, Concentra Bank, supports credit unions across Canada that serve more than six million members. Together we have over $125 billion in combined assets under management and administration, with a clear mandate to drive change in Canadian banking to enrich people's lives. Our customers have named our EQ Bank digital platform ) one of the top banks in Canada on the Forbes World's Best Banks list since

The Work
Join our vibrant and forward-thinking commercial team as a Commercial Mortgage Underwriter In this dynamic role, you'll be at the forefront of underwriting both CMHC-insured and conventional commercial mortgages. You'll navigate established policies and underwriting standards with creativity and precision, ensuring compliance while driving towards ambitious service goals and annual targets. Beyond underwriting, you'll engage in credit-related tasks, administrative responsibilities, and build strong networks with external business partners and internal teams. The Core Responsibilities
  • Innovative Underwriting and Analysis (60%): Dive into the exciting world of commercial credit facilities, underwriting loans ranging from $2.5 million to $150 million. Your keen eye for detail and innovative approach will ensure compliance with lending guidelines, while your recommendations will shape the future of our business. You'll ensure all lending criteria are met, and documentation is handled swiftly and efficiently.
  • Dynamic Communication and Coordination (20%): Be the linchpin in our communication network, liaising daily with external partners and internal teams. Your ability to streamline processes and deliver exceptional customer service will be key to meeting funding deadlines and exceeding expectations.
  • Efficient Time Management (10%): Master the art of time management, juggling multiple deals and ensuring all tasks are completed within prescribed deadlines. Your organizational skills will keep the workflow smooth and efficient.
  • Strategic Administrative and Reporting Duties (10%): Take on crucial administrative and reporting tasks that support the department and company. Your insights and reports will be invaluable to Senior Management, driving strategic decisions and growth.
Let's Talk About You
  • Bilingualism is a plus.
  • Proven underwriting skills with 4-5 years of commercial mortgage experience.
  • A track record of service excellence in the field.
  • Post-secondary education (diploma/degree) preferred, ideally in business or finance.
  • Proficiency in MS Office (Word and Excel).
  • Strong analytical and problem-solving abilities.
  • A sharp business sense and deep technical knowledge of secured lending and the commercial mortgage market.
  • Exceptional organizational skills and the ability to manage multiple priorities.
  • Excellent time management skills.
  • Outstanding communication skills, both oral and written.
  • Enthusiasm for attending industry-related events and staying ahead of market trends.
What we offer [For full-time permanent roles]   Competitive discretionary bonus  Market leading RRSP match program   Medical, dental, vision, life, and disability benefits   Employee Share Purchase Plan Maternity/Parental top-up while you care for your little one Generous vacation policy and personal days   Virtual events to connect with your fellow colleagues   Annual professional development allowance and a comprehensive Career Development program   A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience
   Equitable Bank is deeply committed to inclusion. Our organization is stronger and our employees thrive when we honour and celebrate everyone's diverse experiences and perspectives. In tandem with that commitment, we support and encourage our staff to grow not just in their career path, but personally as well. 
We commit to providing a barrier-free recruitment process and work environment for all applicants. Please let us know of any accommodations needed so that you can bring your best self to the application process and beyond. All candidates considered for hire must successfully pass a criminal background check and credit check to qualify for hire. While we appreciate your interest in applying, an Equitable recruiter will only contact leading candidates whose skills and qualifications closely match the requirements of the position.   We can't wait to get to know you 

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