VP, Credit Analyst

Job TitleVP, Credit AnalystJob Description

Join a Dynamic Team Serving Global Clients Headquartered in Canada

We are seeking a passionate professional to join our vibrant team, supporting global clients headquartered in Canada. At Rabobank, we are committed to building deep, meaningful client relationships while leveraging our global expertise to serve the Canadian corporate bank market. This role offers the opportunity to engage in impactful work within a collaborative and inclusive culture at our Toronto branch.

Be part of something exceptional—join us today.

Our Shared Future:

"The Credit Analyst role is required to wear several hats at Rabobank. This includes meeting with clients, analyzing client requests and financial information while assessing and understanding key risk, preparing credit submissions for adjudication, and liaising with Senior Risk Officers to guide deals from origination all the way through to fulfillment. The role has been a perfect mix of sales and deal structuring responsibilities, and has given me an ability to remain on the front-line in a client facing role, while also fostering and improving my credit and risk management skills" - Senior Credit Analyst

You and Your Job

As VP, Credit Analyst you will be responsible for all aspects of the credit product including underwriting, structuring, analysis, documentation, negotiation, industry research, financial modeling and ongoing maintenance of new and existing customers.

This role is instrumental in supporting our clients with their credit needs and managing associated risks. In partnership with the Relationship Manager and broader client coverage team, the Credit Analyst is primarily responsible for all aspects of the credit product including underwriting, structuring, analysis, documentation, negotiation, industry research, financial modeling and ongoing maintenance of new and existing customers.

Job Responsibilities

• Market/business analysis, financial analysis (including sensitivity analysis projections) and structure analysis within the credit report.

• Understanding all aspects of underwriting, approving and closing Corporate Lending transactions including ability to analyze risk and structure transactions.

• Produce an independent, objective, high quality assessment of the credit risks and mitigants involved in transactions including preparation of high quality credit reports.

• Work effectively and cooperatively with co-workers and other departments in achieving the Bank's goals. This includes planning and organizing your own work, using your time effectively, setting appropriate priorities, and anticipating business needs.

• Responsible for monitoring assigned portfolio of clients; in depth client knowledge is essential for adequately identifying early.

• Support business origination efforts with new and existing clients as part of the client coverage team.

Your Promise to Us:

To be considered for the Credit Analyst role, you must have:

• Bachelor's Degree (Master's degree preferred)

• 7+ years of relevant experience

• Formal credit training at a major bank desired

• Strong analytical and quantitative skills to assess financial statements and understand and credit risk;

• Excellent communication skills, both written and verbal;

• Teamwork and adaptability, especially in fast-paced, client-facing environments; and

• Attention to detail and a strong work ethic.

• Financial licenses a plus

• Ability to travel regionally and globally, up to 15%

Our Commitment to you – cultivating your way beyond pay:

Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce. This enables us to exceed the expectations of our clients and customers while ensuring a healthy and safe environment for our staff.

We believe your well-being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction. To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive, competitive, and provide you with the options and flexibility you need.

Employees enjoy a first-class benefits package, featuring a selection of medical coverage and investment options to meet your personal needs. Our benefits program includes: 

• Health (which includes Vision coverage)

• Dental

• Basic life insurance plus AD&D insurance

• Optional life insurance

• Short-term disability

• Long-term disability

• Employee Assistance Program (EAP)

• Employer Registered Pension Plan (RPP) Contributions

• Voluntary Group Retirement Savings Plan

Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.

Our Organization:

Rabobank Group is a global financial services leader providing wholesale and retail banking, leasing, and real estate services in more than 37 countries worldwide. Founded over a century ago, Rabobank today is one of the world's largest banks with over $678 billion in assets.

In North America, Rabobank is a premier corporate and investment bank to the food, agribusiness, commodities and energy industries in the United States, Mexico, and Canada. Rabo AgriFinance, a subsidiary of Rabobank, is a leading financial services provider for farmers, ranchers and agribusinesses in the United States and Canada. Together, we provide sector expertise, strategic counsel and tailored financial solutions to clients across the entire value chain. Visit

Salary Expectations:

Target Hiring Range: CAD $185, $230,000.00

This position is subject to the terms of Rabobank/Rabobank Canada's compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to Rabobank Canada employees, including healthcare benefits, employer registered pension plan contributions, vacation, sick leave, parental leave, and possible discretionary bonuses.

Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.

At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?

This job posting has no fixed application deadline.  We will accept resumes until a qualified applicant pool is identified.

#LI-Hybrid

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