Associate – Significant Risk Transfer

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

TD Securities

Pay Details:

$120,000 - $155,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD Securities provides a wide range of capital market products and services to corporate, government, and institutional clients who choose us for our knowledge, innovation, and experience in the following key areas of finance: Investment and Corporate Banking, Capital Markets, Interest Rate, Currency and Derivative Products. TD Securities works with clients around the world, and our services include the underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and executing daily trading and investment needs.

SRT Origination is part of the Asset Securitization Group (ASG) which falls under the Global Markets, Sales and Trading business. ASG covers North American clients spanning government, public and private companies from TD Securities Corporate and Investment Bank, and TD Commercial and Business Bank. We have team members in Toronto and New York.

SRT Origination structures significant risk transfer transactions focused on generating capital relief and managing risk limits. Our team is a franchise business that acts as a 'trusted advisor' by educating and assisting all our clients with tailored capital solutions.

Reporting to the Managing Director of SRT Origination, responsibilities of this role include, but are not limited to, the following:

Client Management

• Support the team in managing client and investor relationships
• Prepare capital models, portfolio analysis, presentations, due diligence materials, credit documents and other materials to support transaction execution
• Actively present SRT transactions and structures to clients and investors
• Conduct analysis on asset classes, structures and regulations to determine the feasibility of new transactions and / or structures

Expertise and Strategy

• Understanding of SRT structures and use cases
• Familiarity with bank balance sheets and Capital Adequacy Requirements
• Experience developing capital, cash flow or financial models
• Understanding of SRT and / or traditional securitization transaction documentation
• Ability to think creatively and innovate to solve complex problems

Risk and Control

• Fully understands the risk appetite of TD and is actively managing transactions within this risk framework
• Has extensive experience within the business and be proactive in identifying potential issues within the asset class or industry

Liaise with other internal departments, Treasury & Balance Sheet Management, Corporate and Commercial Banking, Credit, Investment Banking, Fixed Income and FX to align with our strategic objectives.

Job Requirements :

Some work experience in the financial service industry is required along with but not limited to, the following:

• Strong written and oral communication skills
• University degree in Finance, Mathematics, Business or Economics
• Strong knowledge and understanding of a range of Financial Products including: Securitization, FX, Fixed Income, Money Markets, or Interest Rate Derivatives
• Ability to work under tight deadlines independently or in a team-based environment
• Demonstrates analytical thinking and sound judgement when making decisions
• Good organizational skills, highly motivated and adaptable to a changing business environment
• Strong knowledge of Microsoft Excel and spreadsheet-based analysis
• Proficiency in Microsoft PowerPoint and ability to develop clear and succinct presentations
• Foster and maintain effective working relationships with business partners
• Understand and comply with TD Policies, regulatory and compliance requirements

Who We Are:

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you

Language Requirement (Quebec only):

Sans Objet