Current jobs related to Senior Software Engineer, Card Solutions - Toronto, Ontario - Reap

  • Senior Software Engineer, Card Solutions

    1 week ago

    Toronto, Ontario, Canada REAP Full time $120,000 - $180,000 per year

    Reap8 days agoRemoteToronto, OntarioSenior Levelfull_timeAbout the roleAbout Reap Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.Through our...

  • Senior Software Engineer, Card Solutions

    1 week ago

    Toronto, Ontario, Canada Reap Full time $120,000 - $180,000 per year

    About ReapReap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.Through our stablecoin-powered corporate cards, payments, and expense management tools,...

  • Senior Software Engineer

    1 day ago

    Toronto, Ontario, Canada Beacon Software Full time $90,000 - $120,000 per year

    Senior Software Engineer MAP Policy Partners is a Beacon Software portfolio company and a leader in MAP (Minimum Advertised Price) enforcement automation. With over 15 years of industry experience, we've engineered a streamlined, automated solution for MAP monitoring and enforcement, built to detect, investigate, and act on violations across millions of...

  • Senior Software Engineer

    1 day ago

    Toronto, Ontario, Canada Beacon Software Full time $75,000 - $120,000 per year

    Senior Software Engineer SnailWorks is a vertical SaaS platform purpose-built for the direct mail and marketing industry. We provide real-time visibility into USPS-delivered campaigns by ingesting, translating, and enriching scan data at scale. Our customers rely on us for mission-critical tracking—outbound mail, inbound reply workflows, analytics...

  • Senior Software Engineer

    3 days ago

    Toronto, Ontario, Canada Beacon Software Full time $150,000 - $200,000 per year

    Beacon Software is a permanent capital holding company which acquires and grows essential businesses. We are a profitable series B+ firm that combines great technologists, operators and M&A professionals to accelerate the scale of the ambition of the dozens of businesses we own and operate. We are supported by capital from tier-1 venture capital, crossover,...

  • Senior Software Engineer

    1 day ago

    Toronto, Ontario, Canada Beacon Software Full time US$120,000 - US$200,000 per year

    Beacon Software is a permanent capital holding company which acquires and grows essential businesses. We are a profitable series B+ firm that combines great technologists, operators and M&A professionals to accelerate the scale of the ambition of the dozens of businesses we own and operate. We are supported by capital from tier-1 venture capital, crossover,...

  • Senior Software Engineer

    6 days ago

    Toronto, Ontario, Canada Banyan Software Full time $90,000 - $115,000 per year

    Job Title: Senior .NET Developer Location: Burlington, Greater Toronto Area (Hybrid)Job Type: Full-TimeCompany: boostCX (A Banyan Software Portfolio Company)Salary Range: CAD 90,000-115,000 per annum About boostCX: boostCX is a customer experience technology provider focused on empowering organizations with intuitive, scalable tools that drive engagement,...

  • Senior Software Engineer

    3 days ago

    Toronto, Ontario, Canada Beacon Software Full time $120,000 - $180,000 per year

    Beacon Software is a permanent capital holding company which acquires and grows essential businesses. We are a profitable series B+ firm that combines great technologists, operators and M&A professionals to accelerate the scale of the ambition of the dozens of businesses we own and operate. We are supported by capital from tier-1 venture capital, crossover,...

  • Senior Software Engineer

    1 day ago

    Toronto, Ontario, Canada Beacon Software Full time US$125,000 - US$175,000 per year

    Beacon Software is a permanent capital holding company which acquires and grows essential businesses. We are a profitable series B+ firm that combines great technologists, operators and M&A professionals to accelerate the scale of the ambition of the dozens of businesses we own and operate. We are supported by capital from tier-1 venture capital, crossover,...

  • Software Engineer – Commercial Credit Cards

    2 weeks ago

    Toronto, Ontario, Canada OmegaHires Full time $80,000 - $120,000 per year

    Job Title: Software Engineer – Commercial Credit Cards Location: Toronto, Canada (Onsite/Hybrid) Job Description:We are seeking a skilled professional with strong experience in Commercial Credit Cards to support our financial products team. The ideal candidate will have hands-on expertise in commercial card programs, card operations, and credit...

Senior Software Engineer, Card Solutions

2 weeks ago

Toronto, Ontario, Canada Reap Full time $120,000 - $180,000 per year

About Reap
Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.

Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments.

Backed by leading investors including Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance.

About The Team
Our platform empowers businesses with borderless card issuing, seamless payments, and rich expense management tooling. At the core of our offering is the
Reap Card
—a modern, stablecoin-enabled Visa commercial card solution that unlocks flexible spend controls, global acceptance, and real-time reconciliation.

We also offer a flexible
Card Issuing API and white-labelled infrastructure
, enabling partners to embed card programs directly into their products. Whether through our dashboard or programmable APIs, Reap helps businesses scale with secure, compliant, and developer-friendly financial tools.

About The Role
As a Senior Software Engineer in the
Card Engineering team
, you'll help build the foundation of Reap's card platform—designing, developing, and operating services that power card transactions, fraud detection, card lifecycle management, and developer-facing APIs.

You'll be a key contributor in a high-ownership, cross-functional environment, working closely with product managers, designers, compliance, and other engineers. From authoring transaction workflows to implementing scalable event-driven services, your work will shape the core infrastructure used by clients, partners, and developers globally.

This role is ideal for engineers who enjoy solving real-world financial problems at scale, care deeply about system correctness and resiliency, and thrive in fast-moving, collaborative teams.

What you'll do

  • Design and build backend services for card transaction processing, fraud detection, and/or card program management
  • Contribute to system architecture and technical decision-making with a focus on performance, fault tolerance, and maintainability
  • Collaborate with cross-functional stakeholders (Product, Risk, Finance, Compliance) to deliver robust, compliant financial systems
  • Write clean, observable, and well-tested code in a service-oriented architecture
  • Participate in code reviews, incident response, and ongoing reliability improvements
  • Help evolve our engineering practices, tools, and system designs as we scale

Areas You Might Work On
Depending on your fit and team needs, you could work in one of the following sub-teams:

Transaction & Risk

  • Real-time transaction processing and authorization
  • Fraud detection systems, 3DS flows, and risk scoring
  • Chargebacks, transaction rules, and monitoring

Client Program Operations

  • Pre-funding, balance tracking, and reconciliation tools
  • Billing systems and fee pipelines
  • Treasury and banking system integrations

Card Management & Logistics

  • Card issuance, shipping workflows, and configuration
  • Tokenization and wallet provisioning
  • Self-serve client tools for card management

Developer Platform

  • API gateway and authentication infrastructure
  • Webhooks, observability, versioning, and sandbox environments
  • Internal dev tools for debugging and testing

What we're looking for

Minimum Requirements

  • 6+ years of software engineering experience, ideally in fintech, infrastructure, or platform teams
  • Experience building backend systems in a typed language (e.g., TypeScript, Java, Go, etc.)
  • Solid grasp of distributed systems concepts: async processing, retries, observability, eventual consistency
  • Strong judgment in balancing correctness, performance, and maintainability
  • Ability to collaborate in cross-functional teams and communicate technical tradeoffs effectively
  • Comfortable working in a fast-paced, evolving product environment

Preferred Qualifications

  • Experience in card networks, 3DS, PCI, tokenization, or chargeback systems
  • Built systems involving compliance or regulatory constraints
  • Familiarity with Reap's stack: TypeScript, , NestJS, AWS
  • Worked in high-growth startups or platforms with external APIs

Why Join Reap?

  • Be part of a global fintech team at the frontier of stablecoin innovation
  • Work with a high-caliber team across engineering, product, and operations
  • Lead impactful projects in a role with ownership and visibility

After submitting your application, please check your inbox for a confirmation email. If you don't see it, kindly check your spam or junk folder and adjust your settings to ensure future communication reaches your inbox. You can follow the steps here.