Credit Systems Analyst

Questrade Financial Group (QFG), through its companies - Questrade, Inc., Questrade Wealth Management Inc., Community Trust Company, ThinkInsure, Zolo, and Flexiti, provides securities and foreign currency investment, professionally managed investment portfolios, mortgages, insurance, real estate services, financial services and more. Questrade uses cutting-edge technologies to develop innovative products that give customers better, more affordable ways to take control of their money.

We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about our mission and each other. Your team members will help you conquer challenges, push boundaries and discover what you are truly capable of.

This is a place where you can explore, discover and learn with continuous growth. As a diverse and inclusive place to work, with a hybrid working environment you can unleash your creativity and curiosity with no limits. If you share the same sense of infinite possibility, come shape your future at QFG.

What's in it for you as an employee of QFG?

• Health & wellbeing resources and programs
• Paid vacation, personal, and sick days for work-life balance
• Competitive compensation and benefits packages
• Work-life balance in a hybrid environment with at least 3 days in office
• Career growth and development opportunities
• Opportunities to contribute to community causes
• Work with diverse team members in an inclusive and collaborative environment

We're looking for our next Credit Systems Analyst. Could it be you?
The Credit Systems Analyst will contribute to the design, coding, testing, and migration of credit risk strategies. This role supports the Senior Manager, Credit Systems, in ensuring the effective implementation and continuous monitoring of our risk systems, with a focus on data integrity and system performance.

The Credit Systems Analyst will work closely with the Senior Manager and technology teams to support the implementation and monitoring of credit systems. This individual will be crucial in executing strategies, performing data analysis using SQL, Python, BigQuery, and Data Bricks, and actively participating in debugging and optimizing risk systems. A key aspect of this role involves diligent monitoring of reporting mechanisms to ensure correct execution and to proactively identify and assist in resolving potential issues.

Need more details? Keep reading...
In this role, responsibilities include but are not limited to:

• Strategy Implementation Support: assisting in the design, coding, and testing of credit strategies for various lending products and the full credit lifecycle of customers.
• System Integration Support: supporting the integration of credit systems with core banking platforms and collaborating with vendors to implement optimal solutions.
• Data Analysis & Monitoring: utilizing SQL, Python, BigQuery, and Data Bricks extensively to pull data, monitor strategy migrations, and conduct analytics to debug issues and validate updates within the risk systems.
• Real-Time Reporting: monitoring and leveraging real-time reporting mechanisms to ensure correct strategy execution and identify potential issues promptly.
• System Expertise: contributing to developing internal subject matter expertise of third-party systems to enhance in-house support capabilities.
• Model & Strategy Maintenance: assisting in implementing, updating, and maintaining credit models and strategies.
• Testing & Quality Assurance: participating in the process for user testing changes in strategies and models, ensuring accuracy and functionality.
• Continuous Improvement: identifying and suggesting enhancements and opportunities for process optimization and cost reduction within risk systems.

So are YOU our next Credit Systems Analyst? You are if you…

• Hold a University degree in Computer Science, Software Engineering, Data Science, Finance, Business, or a related quantitative field
• Have 3+ years of hands-on experience in an analytical, technical, or system support role, preferably within financial services or a related domain
• Have demonstrated proficiency in SQL
• Have basic understanding of credit risk concepts, lending products, or fraud-related systems

Additional Kudos If You…

• Have experience with Python, BigQuery, and Data Bricks
• Are familiar with credit decisioning systems (e.g., HPS, TSYS, or similar adjudication/transaction modeling systems).

Sounds like you? Click below to apply
At Questrade Financial Group of Companies, with multiple office locations around the world, we are committed to fostering a diverse, inclusive and accessible work environment. This is an environment where individuals are treated with dignity and respect. Here, the unique skills and experience you bring will be valued. You will be supported and motivated, so that you can harness your unlimited potential. Our team reflects the diversity of the communities we serve and operate in. Having a collaborative and diverse team helps us push boundaries to bring the future of fintech into existence—not only for the benefit of our customers, but for those who build their career with us.

Questrade Financial Group of companies Applicant Tracking System utilizes artificial intelligence (AI) for application screening. The AI system operates on predetermined criteria, with final decisions subject to human review.

Candidates selected for an interview will be contacted directly. If you require accommodation during the recruitment/selection process, please let us know and we will work with you to meet your needs.