Commercial Lines Intermediate Underwriter, Construction

At Specialty Program Group Canada (SPG Canada), we are insurance entrepreneurs united by a bold vision: to aggregate strengths and deliver unmatched value as Canada's largest Delegated Underwriting Authority Enterprise (DUAE).

We exist to satisfy insurance needs in our target markets faster, better, and even where others might not. We do this by uniting leading underwriting talent and specialty insurance brands under one coast-to-coast platform, delivering speed, service, and expertise at a national scale.

But what truly sets us apart is our people. At SPG Canada, you will be part of a collaborative, growing team that values innovation, professional development, and shared success. Our culture is built on entrepreneurial thinking, open communication, and a strong sense of purpose. We believe in empowering our employees to take ownership, contribute ideas, and grow their careers within a supportive and dynamic environment.

Our legacy MGA brands include Cansure, i3 Underwriting, Totten Insurance Group, Beacon, and Anderson McTague & Associates. Our value to our partners is further enhanced through our in-house claims management team, Specialty Claims Canada.

Together, we are building more than a market leader — we are building a place where talented professionals can thrive.

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We are looking for a Commercial Lines Intermediate Underwriter to join our Construction team. In this role, you will play a key role in driving the company's growth and profitability. You will assess the acceptability of business opportunities in line with company guidelines, including reviewing and pricing new submissions, renewal business, and endorsements. Leveraging your expertise, creativity, and entrepreneurial mindset, you will develop strong broker relationships and grow your book of business.

You will work closely with experienced practice leaders, managers, and executives, supported by an extensive product range, ample capacity, and the empowerment needed to succeed. In collaboration with colleagues and management, you will deliver value-added expertise and exceptional service to our broker partners.

This is a hybrid position with the preference to be based in Toronto, ON.

In this position you will:

• Perform risk analysis using internal and external data resources for the purpose of quoting, negotiating and authorizing the renewal of existing policies and acceptance of new opportunities for risks of a low to moderate complexity based on guidelines and retention goals of the company;
• Handle endorsement requests within delegated authority. Independently engages with broker to clarify intent of the request or seek missing information;
• Develop and support professional business partnerships with brokers by providing prompt service, responding to inquiries, acting pro-actively and taking ownership of issues and resolving them with a solution-oriented approach;
• Make decisions based on imperfect information;
• Communicate decisions and respond to requests in a prompt and professional manner;
• Build and maintain positive working relationships with internal and external parties, including attending industry related seminars and networking events as necessary;
• Negotiate coverage with brokers within and delegated authority parameters;
• Manage, strengthen and grow a book of profitable business;
• Maintain compliance with established corporate guidelines and delegated authority parameters;
• Work independently to meet deadlines following company guidelines to accomplish goals;
• Take ownership of work-related activities and follow through on your commitments;
• Deal effectively with pressure, maintains a positive outlook and recover quickly from setbacks;
• Prioritize and complete tasks to deliver desired outcomes within allocated time frames;
• Take personal responsibility and action toward learning and implementing new ideas, method, and technologies;
• Demonstrate effective communication and interpersonal skills, both written and verbal;
• Exhibit good decisional making and analytical skills;
• Document assigned files ensuring completeness, compliance, and quality to meet the documentation standards. Keep paper free environment by uploading the documents on our company software; and
• Complete loss reports and post-claim underwriting reviews.

You're a good fit if you have:

• Have at least 2 years of relevant experience in commercial underwriting or 5 years commercial brokering experience, preferably with exposure to construction risks (Builder's Risk, COC, Wrap-Ups, CGL, etc.);
• Hold a Charted Insurance Professional (CIP) designation (or are actively pursuing);
• Hold a broker license or can qualify for a license within 90 days;
• Proficiency in Microsoft Office; and
• Familiar with the basic legal structures in Canada.

By joining Specialty Program Group Canada, you'll become part of a rapidly growing company focused on providing innovative insurance solutions to support independent brokers in Canada. As a member of our team, you'll benefit from:

• Dental care
• Extended health care
• Paid time-off
• RRSP match
• Vision care

The expected salary range for this position is from $70,000 – $90,000 and will be impacted by factors such as the successful candidate's skills, experience and working location, as well as the specific position's business line, scope and level. Specialty Program Group Canada and affiliated brands are proud to offer comprehensive benefit and total compensation packages which include extended health and dental benefits, disability insurance, RRSP matching, paid time off benefits, and a variety of potential bonus opportunities.

Interested applicants are asked to send your resume to Please note that only those chosen for an interview will be contacted.