Junior Underwriter

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.

Looking to grow your career? At Sun Life, our first focus is our people. We partner with you to build YOU. Our underwriting schools and focus on continuing education are seen as industry benchmarks. Our technical training supports your progression on both product knowledge and signing authority. It’s not just about the WHAT, Sun Life invests in the HOW with an emphasis on leadership and core competency skills development. The right combination of training and YOU help Sun Life be industry best.

Sun Life provides career paths in our dedicated channel, independent channel, High Net Worth, and Underwriting Risk Management teams. We are looking for YOU to make a difference while using the best technologies and methodologies in the industry.

At Sun Life, we offer a **supportive,** **collaborative** and **dynamic **culture. You have the **flexibility **to choose a workstyle that works best for you, whether it's the office, virtually or a mixture of both. We also offer a unique sabbatical opportunity to help YOU in balancing both career, family, and personal development.

**What will you do?**
- Assess and classify risk. Gather additional information, obtain medical tests or refer cases as required
- Approve cases within authority limit. Submit cases exceeding limits to be co-signed
- Where decisions are unfavourable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules
- Liaise with business leaders and advisors delivering exceptional service and expertise
- Communicate and explain decisions effectively to financial security advisors and/or client’s physician as required
- Respond to inquiries from financial advisors and general agents without revealing confidential content
- Document decisions in underwriting system
- Contribute to a positive environment through team work, and a spirit of innovation, continuous improvement and professional development
- Maintain medical knowledge and stay current on underwriting approaches

**What do you need to succeed?**
- Bilingualism ( French, English) required for Quebec only
- interactions with English speaking customers or partners
- Post Secondary education or equivalent
- Analytical, judgement, problem-solving and decision-making skills
- Influencing and negotiation skills
- Knowledge of medicine and risk factors is an asset
- Service-oriented attitude with interpersonal skills to work collaboratively with our internal and external partners
- Proven ability to meet tight deadline, work under pressure prioritizing multiple tasks
- Detail oriented and accuracy

**What’s in it for you?**
- An environment of continuous learning and improvement
- A friendly, collaborative and inclusive culture
- Flexible Benefits from the day you join to meet the needs of you and your family
- Pension, stock and savings programs to help build and enhance your future financial security
- Being a member of the Sun Life family, a group of people united by our Purpose: to help Clients and Employees achieve lifetime financial security and live healthier lives

When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.

At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.

Sun Life is committed to the health and safety of all those in our workplaces and our communities. In accordance with Sun Life’s Vaccination Policy (Canada):

- Employees permitted to work remotely are required to be fully vaccinated against COVID-19 in order to attend a Sun Life office, Financial Centre or offsite location where activity related to Sun Life business occurs.
- Employees whose job duties require them to attend a Sun Life office, Financial Centre or offsite location for Sun Life business must be fully vaccinated against COVID-19 effective May 1st.
- Employees whose regular workplace is a Financial Centre and SLFD field leaders must be fully vaccinated against COVID-19 or participate in Sun Life’s Rapid Screening Program to attend a Financial Centre or an offsite event.

We thank all applicants for showing a