Environmental Underwriter

The Opportunity
- Are you looking for a caring, collaborative, values-driven workplace with inspiring teammates and leaders? Do you have the ambition and desire to be the best and thrive at the most impactful global insurance provider in the world? Look no further than Zurich Canada.
- If you have experience in environmental underwriting, and are looking for a new challenge, we would love to hear from you.
- Zurich Canada is currently looking for an Environmental Underwriter to analyze and underwrite new and renewal Contractors, Consultants and Site Environmental Liability business.
- Reporting to the AVP, Environmental Liability Manager, you will be responsible for managing and growing a profitable portfolio of complex environmental risks, under limited direction, utilizing The Zurich Way of Underwriting Framework within delegated authority levels on highly complex assignments ensuring a high level service to customers.
- This is a unique opportunity to build your knowledge and experience for the future in a supportive environment where your voice matters.
- What you will do
- Underwrite and analyze new and renewal business utilizing The Zurich Way of Underwriting framework and within delegated authority levels on assignment of higher technical complexity and coordination.
- Administer and monitor underwriting rules and guidelines, insurance laws and regulations, and rating annual rules.
- Develop, maintain & collaborate with Line of Business representatives on referrals and other business related needs, as appropriate.
- Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions.
- Supports the sales culture by being a Help Point for agents, brokers and customers.
- Proactively seek renewal and new account opportunities.
- Complete detailed opportunity assessment with key distributors to identify growth opportunities
- Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity.
- Make broker/customer and on-sight calls with a planned and well-prepared purpose
- Negotiate Terms & Conditions and close deals.
- Cross-Sell other lines of business to increase product density with the account
- Participate in Sales Team meeting as related to assigned brokers and / or territory.
- Proactively engage in the target account process, managing a qualified list of opportunities 90 to 120 days prior to effective date.
- Update required systems with details of broker / client visits and account status within specified time frame.
- Serve as key Zurich contact for assigned target accounts.
- Calculate Target Price accurately by utilizing underwriting tools appropriately.
- Measure exposures / analyze risk.
- Quote and set coverage, negotiate terms and conditions.
- Service accounts, handles declination's/cancellations.
- Participate in marketing presentations to assigned agents/brokers.
- Provide technical advice that enables a customer to solve a problem or improve business.
- Develop and maintain positive customer relationships by meeting regularly with customers when no specific initiative is underway.
- Anticipate customer needs, monitor trends in order to recommend changes.
- Analyze needs, develop and recommend alternatives for improvements to processes, customer service or products.
- Lead short-term (3 to 9 months) defined scope projects.
- Job Qualifications

**What you bring to the table**

**Required**:

- High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.
- OR
- High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area
- OR
- Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area
- OR
- Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
- AND
- Knowledge of line/s of business and the legal and regulatory guidelines
- Knowledge of time restraints for quotes on new and renewal business
- Experience with Microsoft Office

**Preferred**:

- Bachelor’s Degree
- Strong verbal and written communication skills
- Our Culture
- At Zurich, we are proud of our culture. We are passionate about Diversity, Inclusion, Equity and Belonging (DIEB). We want you to bring your whole self to work, and we want our employees to be reflective of the communities in which we live and work. Our DIEB initiatives are creating an environment where everyone feels welcome.
- We have a collaborative culture where diversity of thought is valued. We value your input and strive to give our employees the tools they need to make an impact.
- We care about our employees’ well-being and offer a comprehensive health/benefits plan with