Credit Analyst, Consumer Products

In a changing world, unprecedented challenges require unmatched talent. Join one of Montreal's Top Employers in 2025. We are a dynamic and growing organization having its main establishment located in downtown Montreal and part of a leading international banking institution fully committed to building a more sustainable future. Note that the position may be in the Canadian Branch of BNP Paribas or in one of its subsidiaries based in Montreal.

**The position at a glance**

The portfolio of clients consists of investment grade and high yield / LBO groups, both leveraged and non-leveraged. In the role, the Credit Analyst will interact and develop strong relationships with Risk partners, Delegation Holders, Bankers (i.e. Corporate Coverage and Sponsor Coverage) and Product Teams (among others, FX, IRD, Commodity, Equity, Global Trade Solutions, Loan Capital Markets, and Leveraged Finance Teams) including coordinating the credit process amongst the various Product and Risk teams to ensure an efficient and smooth turnaround of transactions.

**In detail**

Credit Analyst will work in close relationship with Associates and VPs on their allocated clients/portfolios:
Gain exposure to a diverse set of clients (IG and non-IG, corporates and LBOs) and industries/sectors

Develop trust-based relationships with Risk Officers, Relationship Managers and Product Partners

Be part of the coordination phase of the credit process to ensure an efficient turnaround of requests

Be actively involved in ad-hoc projects (monitoring, tracking, data collection, data analysis, etc.)

Interact with other CCM teams in the US and Canada as well as other Credit and Coverage Teams outside the US to facilitate the credit monitoring of existing exposures

Attend bank meetings and/or client calls along with CCM Associates/VPs and Relationship Managers

Overtime become responsible for covering allocated clients which will include maintain reporting related to the assigned portfolio including among other things loan exposure tracking, regulatory related requirements, and other general reports for internal / external uses

Build towards performing credit analysis and prepare thorough and in-depth credit memoranda for clients, drawing recommendations to enable decision makers to make an informed decision. This will hold true for new clients, new transactions, annual reviews, facility renewals, amendments & waiver requests, and quarterly monitoring updates

Act as a team player supporting and working with other team members, bringing value and contributing to the success of the larger team

Work conditions: This position provides for standard working conditions in an office and a normal work schedule from Monday to Friday. This position requires little travel.

**The strengths and skills that will help you succeed**

Degree in Finance or Accounting. MBA/CFA will be a plus

Knowledge of accounting, financial statement analysis and fundamental corporate credit analysis

Understanding of general banking products and banking practices

Strong business writing skills

Proficiency in Word and Excel

Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Knowledge of English is required

**What’s in it for you**

In addition to competitive compensation, we offer flexible benefits including a family and spouse insurance program, a defined contribution pension plan and paid days for volunteering. Hybrid work arrangements are available for most positions. In-office presence is required a minimum of 3 days per week, one of which must be on a Monday and/or a Friday. BNP Paribas provides excellent training and personal development programs, as well as opportunities for career development within the company and internationally.

To find out more about our range of benefits, click here

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**What you need to know**
- You must be legally eligible to work in the Greater Montreal area and, if applicable, hold a valid work or study permit. Physical presence in BNP Paribas’ office(s) is an essential function of this position;- (Opens in a new tab)

**Diversity, Equity and Inclusion (DE&I) at the heart of our commitments**

At BNP Paribas all employees are on an equal footing allowing us to create a work environment that values and respects people for their talents, skills and competences.

BNP Paribas recruits, employs, trains, compensates and promotes regardless of race, religion, colour, national origin, sex, disability, age, and other protected status (Employment Equity Act and Canadian Human Right Act).

To learn more about our DE&I commitments, click here

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**About us**

BNP Paribas is the top bank in the European Union and a major international banking establishment. Present in 63 countries, with more than 180,000 employees, the bank holds key positions in several areas of banking and financial services.

BNP Paribas’ mission i