Commercial Mortgage Analyst

**About Us**:
4Capital is a rapidly growing real estate capital advisory firm specializing in tailored financing solutions for Canadian commercial real estate investors. With a strong foundation in bridge, term, construction, and CMHC debt structures, we connect institutional and private lenders with real estate investors to facilitate innovative and efficient financing arrangements. Our team combines over a decade of experience in real estate investing and mortgage advisory, having originated close to $300M in loans in 2024.

As part of a growing and dynamic commercial team, we’re looking for forward-thinking, analytical professionals to join our team and contribute to shaping the future of commercial real estate financing across Canada.

As a **Commercial Mortgage Analyst**, you will work closely with our team to deliver top-tier financial analysis, underwriting fundamentals, market insights and originations support, in wide array of debt structures across various asset classes. You will play a key role in assisting with the originations team to facilitate financing solutions for real estate investors across Canada.

**Key Benefits**
- Competitive annual salary with performance bonuses.
- Comprehensive benefits package, including:

- Dental care, extended health coverage, and travel insurance.
- Mentorship from seasoned mortgage Originators and real estate investors.
- Growth opportunities in a dynamic startup and rapidly expanding firm.
- Engaging company events.
- And more

**Key Responsibilities**:

- Work with our mortgage Originators to analyze commercial mortgage investments.
- Verify, analyze and interpret data such as financial models, property financials, financial operating statements, market analyses, engineering reports, and other information as required.
- Utilize third-party software for current data and insight collection, information from industry partners, and regularly share updates with the origination group.
- Manage and organize of all projects related documentation, information, and folders.
- Identify opportunities for improving and documenting new workflows and procedures, ensuring maximum efficiency and adherence to best practices.
- Collaborate with Originators and Administrative staff to monitor and lead files from inception to completion. Including but not limited to, completing mortgage presentations, fulfill pre-funding conditions, and adhere to lender instructions, ensuring all funding requirements are met within strict deadlines.
- Maintain proactive communication with lenders and borrowers to facilitate smooth transactions and approvals.
- Undertake additional responsibilities aligned with the role's purpose and accountabilities, including working with Administrative Staff, preparing reports, supporting compliance-related tasks, and completing assigned departmental projects.

**Qualifications**:

- **Education**: Bachelor’s Degree in Accounting, Finance, Economics, Mathematics, or a related field (CFA, CPA, AACI, MBA preferred).
- **Skills**:

- Strong organizational skills with attention to detail.
- Advanced level user of Microsoft Office Suite, with strong expertise in Excel (formulas, pivot tables, etc.).
- Exceptional skills in financial analysis, research, and commercial underwriting.
- Strong attention to detail with the capability to manage multiple tasks effectively in a dynamic and fast-paced environment.
- Excellent interpersonal and communication skills.
- Extensive experience with the real estate and/or financial industry.
- **Mindset**: Team-oriented, analytical thinker with a passion for real estate and finance. Desire and drive to be an integral part of a growing commercial mortgage firm, with the ability to contribute to its future growth.

**Equal Opportunity Employer**:
**Ready to Apply?**

We thank all applicants who have applied; however, only those under consideration will be contacted.

**Job Types**: Full-time, Permanent

Pay: $70,000.00-$90,000.00 per year

Additional pay:

- Bonus pay

**Benefits**:

- Company events
- Dental care
- Extended health care
- On-site gym
- On-site parking
- Paid time off

Flexible language requirement:

- French not required

Schedule:

- Monday to Friday

Work Location: In person

Application deadline: 2025-05-26
Expected start date: 2025-05-01