Senior Investigator

Job DescriptionWhat is the opportunity?As a Senior Investigator (AML RBC Bank (Georgia) (RBCBG)) within the Anti-Money Laundering Financial Intelligence Unit (AMFIU), you are the Subject Matter Expert on AML Investigations. The AML Investigator supports and/or performs the day-to-day execution of regulatory processes, in particular processes designed to identify and mitigate Anti-Money Laundering (AML) risk surrounding Customer Due Diligence (CDD), Know Your Customer (KYC), transaction monitoring/investigations/Suspicious Activity Reports (SARs) and OFAC requirements. Additionally, the AML Investigator will support the ongoing AML compliance program through the execution of other regular processes related to regulatory or policy requirements, as required.What will you do?Assist the Senior Manager of AML Investigations with the ongoing maintenance of the AML Compliance Program for RBC Bank and/or the RBC US Wealth Management Credit BranchReview manual and/or automated escalations to sustain an effective AML transaction monitoring process for RBC Bank.  Conduct investigations and maintain appropriate documentation for all conclusions (SAR/No SAR).  Make recommendations for the filing of Suspicious Activity Reports (SARs), and demarketing of clients.  Prepare timely and thorough SARs as necessary.Maintain compliance-related records and tracking sheets for referrals from both internal and external partners including but not limited to subpoenas, requests from law enforcement for supporting documentation, Unusual Transaction Report (UTR) referrals, Fraud referrals, OFAC clearanceSupport Global AML investigations and/or demarketing efforts involving RBC clients, working with colleagues across Global Compliance on joint investigations, as needed.Serve as escalation point for potential sanctions hits as identified through Control List Filter (CLF) and other local OFAC processes.Support RBCBG Fraud as necessary on Fraud Investigations and complete related SARsExecution of 314(a) searches and resolution of potential matches, as needed.Engage with the lines of business to ensure questions regarding clients are answered timely and effectively.Assistance as needed providing documentation/evidence for Regulatory Exams and Internal AuditOther critical duties as assigned.Gather information/intelligence from  all available sourcesPromote, support and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health and Safety, Data Protection and Information Security, in accordance with published Policy/Guidance documents and protocolsWork with the Global AML FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with relevant policyWhat do you need to succeed?Must-have:Strong investigative and analytical skills for the purpose of reaching reasoned and sound conclusions with arguments that support the decision reached.Exceptional verbal and written communication skills.The ability to gather, assess/evaluate and present complex information in a simple and concise manner.Time management and organizational skills in order to manage workload and ensure established benchmarks are met.2 to 4 experience in AML InvestigationsNice to have:CAMS (Certified Anti-Money Laundering Specialist)Experience US AML InvestigationsWhat’s in it for you?  We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. Leaders who support your development through coaching and managing opportunities.Opportunities to do challenging work.Opportunities to take on progressively greater accountabilities.  Work in a dynamic, collaborative, progressive, and high-performing teamAbility to make a difference and lasting impact.Job SkillsAnti-Money Laundering (AML), Communication, Data Gathering Analysis (Inactive), Detail-Oriented, Financial Regulation, Fraud Risk Management, Group Problem Solving, Internal Controls, Operational Integrity, Process ManagementAdditional Job DetailsAddress:20 KING ST W:TORONTOCity:TorontoCountry:CanadaWork hours/week:37.5Employment Type:Full timePlatform:GROUP RISK MANAGEMENTJob Type:RegularPay Type:SalariedPosted Date:2025-11-10Application Deadline:2025-12-22Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date aboveInclusion and Equal Opportunity EmploymentAt RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.