Senior Commercial Analyst
1 week ago
Job DescriptionSupport all aspects of commercial delivery including credit analysis & underwriting, annual reviews, business membership onboarding & account maintenance, document preparation, deposit initiatives, and our continuous efforts to improve and enhance PenFinancial’s commercial offering. The Senior Commercial Analyst will also be responsible for ownership of a small portfolio of commercial members. Differentiating Accountabilities:Credit Underwriting:Collect and analyze pertinent information relating to finance requests including but not limited to financial statements, appraisals, contracts, budgets, etc.Write simple and increasingly complex commercial credit applications with Account Manager assistance as required while ensuring they conform to PenFinancial’s policies & procedures and that any risks are adequately identified and mitigated.Ensure underwriting standards are maintained including detailed and timely financial analysis; review of all security pledged including annual site visits and appraisal critiques; industry analysis; and appropriate assessment of management.Annual Credit Reviews:Manage all aspects of the credit review process, including the collection of annual reporting requirements, completing Annual Review applications and tracking expiries & deficiencies.Prepare & send any correspondence as may be required as a result of the annual review process.Department Operations:Preparation of selected reports for management and the Board of DirectorsTracks and reports several important factors including account expiries, account maturities, insurance policies, irregularities, CEBA loans, etc. Perform other assigned responsibilities.Account Management:Responsibility for ownership of a small portfolio of commercial member relationships.Responsible for planning, organizing, and controlling the development and maintenance of a profitable, growing commercial loan and deposit portfolio, while minimizing risk. Perform other assigned responsibilities.QualificationsUniversity Degree preferably in a business-related programKnowledge of financial accounting is requiredCommercial banking experience is an assetDisplays exceptional interpersonal skills by demonstrating approachability, trustworthiness, flexibility and a strong work and service ethicDemonstrates results orientation in both sales and serviceUses technology to enhance productivityCommitted to continuous personal improvement and continuous learning Salary Range: $59,681 - $74,601Target Salary: $63,411Salary will be determined based on skills, experience, education and other qualifications relevant to this position Additional InformationTo learn more visit https://www.penfinancial.com/careersWhile we welcome all applications, only those who are selected for an interview will be contacted.Accessibility accommodations will be made for job candidates upon request.
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Senior Commercial Credit
4 weeks ago
Welland, Canada PenFinancial Credit Union Full timeA community-focused credit union in Welland is seeking a Senior Commercial Analyst to support credit analysis and underwriting, manage credit reviews, and maintain a portfolio of commercial members. Ideal candidates will have a business degree and knowledge of financial accounting, along with strong interpersonal skills. The role offers a competitive salary...
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Senior Commercial Credit
4 weeks ago
Welland, Canada PenFinancial Credit Union Full timeA community-focused credit union in Welland is seeking a Senior Commercial Analyst to support credit analysis and underwriting, manage credit reviews, and maintain a portfolio of commercial members. Ideal candidates will have a business degree and knowledge of financial accounting, along with strong interpersonal skills. The role offers a competitive salary...
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Senior Commercial Analyst
4 weeks ago
Welland, Canada PenFinancial Credit Union Full timeJob Description Job Description Company Description Be a part of something different We may offer the same products and services as a big bank,but we couldn’t be more different. We’re rooted in purpose and we’re on a mission to improve lives and strengthen communities . We support nearly 20,000 members and businesses digitally, over the telephone, and...
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Senior Commercial Analyst
4 weeks ago
Welland, Canada PenFinancial Credit Union Full timeJob Description Job Description Company Description Be a part of something different We may offer the same products and services as a big bank,but we couldn’t be more different. We’re rooted in purpose and we’re on a mission to improve lives and strengthen communities . We support nearly 20,000 members and businesses digitally, over the telephone, and...
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Senior Commercial Analyst
1 week ago
Welland, ON LB X, Canada PenFinancial Credit Union Full time $59,681 - $74,501 per yearCompany DescriptionBe a part of something differentWe may offer the same products and services as a big bank, but we couldn't be more different. We're rooted in purpose and we're on a mission to improve lives and strengthen communities. We support nearly 20,000 members and businesses digitally, over the telephone, and in-person across a network of six...
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Senior Risk and Compliance Analyst
2 weeks ago
Welland, Canada PenFinancial Credit Union Full timeAbout PenFinancial Credit Union We may offer the same products and services as a big bank, but we’re rooted in purpose and are on a mission to improve lives and strengthen communities. We support nearly 20,000 members and businesses digitally, over the telephone, and in person across a network of six branches across Niagara and Haldimand. At PenFinancial,...
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Senior Risk and Compliance Analyst
2 weeks ago
Welland, Canada PenFinancial Credit Union Full timeAbout PenFinancial Credit Union We may offer the same products and services as a big bank, but we’re rooted in purpose and are on a mission to improve lives and strengthen communities. We support nearly 20,000 members and businesses digitally, over the telephone, and in person across a network of six branches across Niagara and Haldimand. At PenFinancial,...
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Senior Risk and Compliance Analyst
2 weeks ago
Welland, Canada PenFinancial Credit Union Full timeAbout PenFinancial Credit Union We may offer the same products and services as a big bank, but we’re rooted in purpose and are on a mission to improve lives and strengthen communities . We support nearly 20,000 members and businesses digitally, over the telephone, and in person across a network of six branches across Niagara and Haldimand. At PenFinancial,...
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Senior AML
2 weeks ago
Welland, Canada PenFinancial Credit Union Full timeA community-focused credit union in the Niagara Region seeks a Senior Compliance and Enterprise Risk Analyst to ensure adherence to AML laws and support risk management processes. The successful candidate will require post-secondary education in Finance, experience with FINTRAC compliance, and strong interpersonal skills. This full-time role offers a...
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Senior AML
2 weeks ago
Welland, Canada PenFinancial Credit Union Full timeA community-focused credit union in the Niagara Region seeks a Senior Compliance and Enterprise Risk Analyst to ensure adherence to AML laws and support risk management processes. The successful candidate will require post-secondary education in Finance, experience with FINTRAC compliance, and strong interpersonal skills. This full-time role offers a...
