Director, Credit Risk
2 days ago
Reporting to the Head, Credit Risk and Fiscal Impact, the Director, Credit Risk , will focus on infrastructure and corporate/hybrid project finance credit risk assessment, including revenue risk, availability-based infrastructure financing models, and corporate-style financing supporting discrete infrastructure projects. The Director, Credit Risk, will be involved throughout the underwriting process: from initial intake assessment to financial close, followed by risk assessment, monitoring and reporting post-transaction close.
Your responsibilities:- Reviews internal and external transaction documentation and financial models to perform credit risk assessments on individual investments
- Performs and/or reviews independent scenario and sensitivity analysis, including PPP and infrastructure transactions subject to revenue risk
- Provides recommendations on risk mitigation strategies, as applicable
- Reviews accuracy and completeness of annual reviews and their related internal risk rating appropriateness
- Report on credit-related information to the Head, Credit Risk and Fiscal Impact, on a regular basis with respect to the investments portfolio and any market or sector developments impacting the portfolio
- Maintains good knowledge of industry dynamics, trends and in particular in relation to the CIB’s infrastructure mandate and its priority sectors
- Maintains good knowledge of global revenue infrastructure financing models and industry developments
- Liaises with the investments team and other areas of the CIB including finance and accounting, as required, with respect to the investment portfolio from the risk perspective
- Supervises and/or mentors the Associates, Credit Risk, through providing ongoing training and development, providing performance feedback and fostering a positive and supportive work environment
- Other portfolio or initiatives risk related duties as required
- Degree in finance, accounting, economics or equivalent experience; CFA, MBA, highly desirable
- Minimum 7–10 years of credit analysis experience, ideally at a bank, regulated institution or MDB/IFIs
- Experience with infrastructure asset class, PPPs, project finance, preferably in any of the CIB’s priority sectors
- Expertise in lending, investments and risk assessment best market practices
- Experience in credit risk rating methodologies, including infrastructure and project finance
- Strong analytical skills and ability to summarize complex structures and related risks in a clear and concise manner
- Strong modelling skills and experience in using Excel, Word, PowerPoint and similar industry software
- Demonstrated ability to effectively mentor and develop junior team members
- Ability to work under pressure and manage multiple tasks/transactions
- Excellent communication skills, both written and oral, and an ability to synthesize large amounts of data into cohesive information
- Bilingualism English/French is considered a strong asset
To apply for this position, please email your resume to careers@cib-bic.ca with the Subject Line: Director, Credit Risk
We thank you for your interest. Only those selected for further screening or an interview will be contacted.
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