Commercial Claims Appraiser, Property Large Loss Specialist

1 month ago


Ajax, Ontario, Canada Intact Financial Corporation Full time

At Intact Financial Corporation, we're committed to helping people, businesses, and society prosper in good times and be resilient in bad times. As a Commercial Claims Appraiser, Property Large Loss, you'll play a critical role in achieving this goal.

About the Role

We're seeking a highly skilled and experienced Commercial Claims Appraiser, Property Large Loss to join our team. In this role, you'll work on large and complex commercial property claims through all distribution channels. Your expertise will be essential in analyzing damage and creating rebuild or reconstruction estimates, inclusive of identification and contingency factors.

Key Responsibilities

  • Provide detailed scope of damage for commercial losses with exposures in excess of $1M
  • Analyze damage and create rebuild or reconstruction estimates, inclusive of identification and contingency factors
  • Prepare tender documents and participate in the detailed analysis of bid packages, verifying accuracy, proposed timelines and scheduling
  • Collaborate with the adjusting team to identify mitigation opportunities, and separate covered and uncovered costs
  • Provide a detailed review of contractor invoices, supporting documentation, and recommendations for progress payments
  • Oversee repair process to ensure timelines and budgets are met while tracking changes to ensure budget accuracy
  • Responsible for time and materials oversight and cost negotiations, such as equipment, hourly rates, profit/overhead and economies of scale
  • Assist with customer escalations
  • Calculate ACV and RCV efficiently
  • Dissect overlapping costs and responsibilities in multi-party losses
  • Investigate and assess bylaw and code upgrade requirements
  • Work with multiple stakeholders to identify potential risks, hazards, and trends, feedback and learning opportunities
  • Mentor and guide regional appraisers to support succession planning
  • Leverage your expertise in a creative, continuous improvement environment to support a model of best practice operations

Requirements

  • Diploma in building appraisal and/or a relevant combination of education and experience
  • Ten years of appraisal experience with a focus on large commercial losses
  • Excellent knowledge of the Xactimate estimating software
  • Extensive technical and practical knowledge of restoration of commercial construction
  • Critical thinking and curiosity when approaching complex problems in time-sensitive situations
  • Effective communication that enhances favorable business relationships and provides guidance to clients
  • A knack for solving challenges while being able to gather information, evaluate scenarios and negotiate toward a solution
  • Adapt to changing needs with optimism, flexibility, and agility
  • Impeccable planning and organization skills that can establish an effective strategy
  • Strong collaboration skills with a keen inclination to mentor and coach
  • Appropriate knowledge of all relevant regulatory and code requirements
  • Travel regularly as needed
  • Have a valid driver's license and a good driving record
  • Bilingualism (French/English) is an asset

What We Offer

As a Commercial Claims Appraiser, Property Large Loss at Intact Financial Corporation, you'll be empowered to be and do your best every day. Here's what you can expect:

  • A financial rewards program that recognizes your success
  • An industry-leading Employee Share Purchase Plan; we match 50% of net shares purchased
  • An extensive flex pension and benefits package, with access to virtual healthcare
  • Flexible work arrangements
  • Possibility to purchase up to 5 extra days off per year
  • An annual wellness account that promotes an active and healthy lifestyle
  • Access to tools and resources to support physical and mental health, embracing change and connecting with colleagues
  • A dynamic workplace learning ecosystem complete with learning journeys, interactive online content, and inspiring programs
  • Inclusive employee-led networks to educate, inspire, amplify voices, build relationships and provide development opportunities
  • Inspiring leaders and colleagues who will lift you up and help you grow
  • A Community Impact program, because what you care about is a part of what makes you different. And how you contribute to your community should be just as unique.


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