Credit Analyst

Being a Credit Analyst on the Equipment Financing team at National Bank means serving as a key expert in credit evaluation. This job allows you to make meaningful impact on our organization through your expertise in financial analysis, risk management, and loan structuring.  You'll play a key role in supporting Canadian businesses by offering tailored financing solutions that help them grow and thrive.  This is an important role in delivering effective risk-based loan pricing and profitability management. These credit gurus act as subject matter experts providing guidance and support to credit associates and support teams, enhancing the development of our credit capabilities.  Your role:  Client engagement.  Credit underwriting.  Risk management. Learning.  Analyze credit application and recommend appropriate financing structures Collaborate with Relationship Managers and Risk Management teams to support sound credit decisions Approve credit requests within delegated limits and prepare recommendations for complex cases Ensure compliance with internal policies and regulatory requirements Contribute to portfolio assessments to identify risks and propose mitigation strategies  Your Team Within the Equipment Finance sector, you'll be part of a large team of colleagues and report to the Credit Manager. Our team stands out for its deep expertise, collaborative spirit, and commitment to client success.  We aim to offer you maximum flexibility to support your quality of life, including a hybrid work environment and adaptable schedules.  National Bank values continuous development and internal mobility.  Our personalized training programs, based on hands-on learning, help you master your role and explore new areas of expertise.  You'll have access to tools like the Data Academy, language training, Harvard Learning Center, and coaching and mentoring support at all times.  Prerequisites: A diploma or bachelor's degree in Finance, Commerce, or a related field is required Minimum 1-3 years of experience in financial services, risk management, or commercial lending Strong skills in financial statement analysis and credit evaluation Knowledge of collateral requirements and credit documentation Join us. Grow with us. Change with us. Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.    * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic    These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.   Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.   We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.     We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates What can you bring to our team?    Come live your ambitions with us